All of the Features,
None of the Fees
with Rewards Checking
Earn up to 1.25% APY* while enjoying a suite of digital tools for smarter money management. $50 welcome bonus1 with promo code REWARDMBA. This is banking, redefined.
the $100 mba show listeners
get a $50 welcome bonus
Open an Rewards Checking account by January 31, 2021, and we'll add $501 to your account. Just use promo code REWARDMBA on your application.
The $100 MBA Show Listeners
get a $50 welcome bonus
Open a Rewards Checking account by January 31, 2021 and we’ll add $501 to your account. Just use promo code REWARDMBA on your application.
account benefits
- Earn up to 1.25% APY*
- Unlimited domestic ATM fee reimbursements
- No monthly maintenance fees
- Referral bonus when you invite friends
- 100% mobile and online banking
Get More with Rewards Checking
With Rewards Checking, you can get an APY that’s 5X the national average2. On a $10,000 balance, you’ll earn $125 annually compared to just $22.
2 The national average is from Informa Research Services Top 50 and is accurate as of August 11, 2020.
2 The national average is from Informa Research Services Top 50 and is accurate as of August 11, 2020.
Innovative Banking Features
View transactions and account details
Aggregate all your bank accounts into a
single view
Set up and manage alerts
Login securely with biometric identification
Integrate 3rd party apps like Mint and Venmo
Refer friends and earn cash
Features Comparison
Rewards Checking
|
Average Checking Accounts |
|---|---|
Up to 1.25% APY*
|
0.22% APY2
|
Zero Monthly Maintenance Fees
|
$165.59/Year3
|
|
Zero Overdraft Fees
|
32.30/Fee3
|
|
Unlimited Domestic ATM Reimbursements
|
$56.28 ATM Fees/Year
|
|
$50 Opening Deposit Requirement
|
Varies
|
|
Zero Minimum Balance Requirement
|
Minimum Balance Requirement
|
|
Free Incoming Wires
|
$13.88/Incoming Wire4
|
|
Free Visa Debit Card
|
No
|
| Average Checking Accounts |
|---|
|
0.22% APY1
|
|
$165.59/Year2
|
|
$32.30/Fee2
|
|
$56.28 ATM Fees/Year2
|
|
Opening Deposit Varies
|
|
Minimum Balance Requirement
|
|
$13.88/Incoming Wire3
|
|
No Visa Debit Card
|
We're a Bank You Can Count On
For 20 years, Axos has been the leader in digital banking. And as an FDIC-insured, publicly traded company with offices and employees across the US, we have the foundation to support you and stay ahead of your evolving financial needs.
Advanced Security
Keeping your money and information secure is our top priority. We use a number of advanced security features to protect and monitor your accounts.
Convenient Support
Even though we are a digital bank, you can still find help when you need it. You can speak with a U.S. based representative 24/7 or chat with our virtual financial assistant Evo.
Diverse Products
Get more than just a great checking account. Axos offers a full suite of financial products including mortgages, investing, savings, loans, and small business banking.
Rewards Checking
| Tier | APY* | Rate |
|---|---|---|
| Receive monthly direct deposits totaling $1,000 or more | 0.4166% | 0.4166% |
| Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) | 0.4166% | 0.4166% |
| Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction) | 0.4166% | 0.4166% |
| Total | 1.25% |