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Earn Up To 3.30% APY With Rewards Checking

Want to know why NerdWallet named us “America’s Best Checking Account of September 2021?”

Easy – zero fees, a convenient mobile app, and an Annual Percentage Yield (APY) that’s higher than most accounts in the market. So, what are you waiting for? Start banking smarter today.

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Best Checking Account Overall

The Ascent


America's Best Online Bank



Best Online Bank for Savings & Checking

Millennial Money

One App for All Your Money Needs

Get the Axos app for smart business and personal finance. It's the sleeker, faster way to bank, borrow, invest, and plan.

Know When Mortgage Rates Drop

Trying to time your mortgage? Sign up for Rate Watch. Get email alerts when rates drop. It’s quick, easy, and free.

Earn a $500 Welcome Bonus and Up to 3.30% APY*

Hurry to get up to a $500 bonus plus an APY up to 47x the national average1 when you open a Rewards Checking account.

Always Protected, Always Secure

Advanced data protection. FDIC insurance. Digital security tools. We’re committed to providing a secure online banking experience for our customers.

Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more protection? Access expanded coverage up to $240 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM. Learn More >

Start Banking Effortlessly

Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle.

Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by making automatic payments.

Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.

Want to stay up-to-date on your activity? We’ve got you covered. Get real-time updates via text, push notifications, or email – it’s all up to you!

Fingerprints, voiceprints, and facial recognition = peace of mind. Boost your account security with biometric authentication – and keep the scammers away.

Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.