What is a CashBack Checking account?

CashBack Checking from Axos Bank lets you earn up to 1.00% cash back on all signature-based debit card transactions. You also get unlimited ATM fee reimbursements, no monthly maintenance fees, and unlimited check-writing privileges.

How do I open a CashBack Checking account online?

It’s easy! You can apply for a CashBack Checking account online or through our mobile app.

What do I have to do to earn 1.00% cash back from my checking account?

Axos Bank makes it easy to earn up to $2,000 cash back each month.1 Simply meet our balance requirements and be sure to select the signature option for your debit card transactions. For your balance, you must maintain a $1,500 average daily balance in your CashBack Checking account. If your balance falls below $1,500, you’ll earn 0.50% instead of 1.00%. Please note: You can earn up to a maximum of $2,000 per month in cash back.

Are there any fees with CashBack Checking?

Axos Bank CashBack Checking has no annual fee and no monthly maintenance fees. The account also provides unlimited domestic ATM fee reimbursements.

CashBack Checking Account

Put Cash Back In Your Hands

Name: CashBack Checking
Brand: Axos Bank

Get rewarded every time you make a signature purchase with your debit card. Earn up to 1.00% cash back¹ on qualifying purchases.

Get CashBack Checking

A Checking Account That Rewards You With Cash Back

Earn up to 1.00% cash back¹

Make money with signature-based debit card transactions.

No monthly maintenance fees

Keep more money in your pocket.

Unlimited domestic ATM fee reimbursement

Never worry about ATM fees again.

Get CashBack Checking

Here’s How Our CashBack Checking Beats Other Banks

Axos Bank cashback checking comparison with other major banks
	Axos Bank CashBack Checking	Chase Total Checking	Bank of America Advantage SafeBalance Banking	Chime Checking
1.00% cash back¹
No maintenance fees
Unlimited domestic ATM fee reimbursements/ no ATM fees
Debit card management

Discover a Checking Account That Rewards Your Wallet

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Get More From Your Checking Account

Send money to friends easily.
Never skip a bill with Bill Pay.
Check your credit score.
Stay updated with real-time alerts.
Secure your account with face, touch, or voice ID.

ATM fees? Not with us.

Get unlimited domestic ATM fee reimbursements. Find an ATM near you with our ATM locator.

CashBack Checking FAQs

CashBack Checking from Axos Bank lets you earn up to 1.00% cash back on all signature-based debit card transactions. You also get unlimited ATM fee reimbursements, no monthly maintenance fees, and unlimited check-writing privileges.
Axos Bank makes it easy to earn up to $2,000 cash back each month.¹ Simply meet our balance requirements and be sure to select the signature option for your debit card transactions.

For your balance, you must maintain a $1,500 average daily balance in your CashBack Checking account. If your balance falls below $1,500, you’ll earn 0.50% instead of 1.00%.

Please note: You can earn up to a maximum of $2,000 per month in cash back.