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It's Your Lucky Day

Congratulations! You have been chosen by a friend to receive a $20 gift* on behalf of Axos Bank. Follow the directions below to open a new account and claim your gift today.

Essential Checking

The zero-fee checking account.

There’s a reason why MyBankTracker named Axos Bank one of the Best Online Banks of 2019.

With Essential Checking, you get all the benefits of online banking and none of the fees. That means no service fees, no maintenance fees, no overdraft fees, and no non-sufficient funds. We’ll even reimburse all domestic ATM fees and deposit your paycheck up to two days early with direct deposit.1


Here's how easy it is.

Open an Account

Open a zero-fee Essential Checking account using the Open and Account button below.

Add Funds & Direct Deposit

Once you’re approved for a new account, enroll in direct deposit and maintain an average daily balance of $500.

Get Paid

We’ll deposit $10 after the first full calendar month of account funding.* After you set up direct deposit and maintain a daily average balance of $500 for the first 60 days, we’ll deposit another $10.


 

Here's how easy it is.

Open a zero-fee Essential Checking account using the Open an Account button below.

Once you’re approved for a new account, enroll in direct deposit and deposit $500 in new funds**.

Maintain an average daily balance of $500 for a full month and we'll deposit $10***. After you've received a direct deposit of a least $100 and maintain a daily average balance of $500 for the first 60 days, we'll deposit another $10.

Frequently Asked Questions FAQs