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Rewards Checking

$100 New Account Bonus
with Rewards Checking!

Earn up to 1.25% APY*and enjoy unlimited domestic ATM reimbursements and no monthly services fees. Apply by June 30th and you could also get a $100 welcome bonus.+

Keep Every Penny You Put Into Your Rewards Checking Account:

  • Get unlimited reimbursements from any domestic ATM
  • Never pay monthly maintenance fees again
  • No need to keep a minimum balance to avoid fees
  • No overdraft or non-sufficient fund fees
  • Only $50 to open an account

Rewards Checking: Earn up to 1.25% APY*

Rewards Checking
How To Earn Interest APY* Rate
Direct Deposit: Receive monthly direct deposits totaling $1,500 or more. 0.40% 0.40%
Direct deposit is required to unlock your other interest-earning options
Debit Card Spending or Personal Finance Manager: Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Personal Finance Manager (PFM) “Account Aggregation” in Online Banking. 0.30% 0.30%
Managed Portfolios: Maintain an average daily balance of $2,500 per month in an Axos Invest Managed Portfolios Account. 0.20% 0.20%
Self Directed Trading: Maintain an average daily balance of $2,500 per month in an Axos Invest Self Directed Trading Account. 0.20% 0.20%
Loan Payment: Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible. 0.15% 0.15%
Total 1.25% Apply Now

Ready to open an account?

All you need is a valid ID, your Social Security Number, and 15 minutes.

Apply by June 30th and use the promo code RC100 to earn a $100 new account bonus.

Apply Now

Must be a U.S. citizen or Resident Alien to apply.

Born digital, we challenge the status quo of traditional banking.

Since our founding, we’ve specialized in accounts and features that make your life easier. Intuitive technology. Eliminated fees. High returns. This is banking that’s built for you.