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Rewards checking

Upgrade Your Banking Today and Enjoy Up to a $100 Welcome Bonus

Earn up to 1.25% APY* and enjoy unlimited ATM fee reimbursements. This is banking, evolved.

★★★★★

Among the Best Online Banks 2022

Forbes Advisor

★★★★★

Best Checking Account for High Interest

NerdWallet

★★★★★

Best Checking Account Overall

Motley Fool's The Ascent

The All-Around Checking Account

Use the promo code RC100 when you apply for a Rewards Checking account by 3/31/2023. Then have qualifying direct deposit(s) to earn a $100 welcome bonus!

Banking that rewards you.

Get unlimited reimbursements from any domestic ATM
No monthly maintenance fees
No need to keep a minimum balance to avoid fees
No overdraft or non-sufficient fund fees
Only $50 to open an account
$100 WELCOME BONUS

Use code RC100 and apply by March 31st to earn a $100 bonus!

Learn more

Rewards Checking: Earn up to 1.25% APY*

Rewards Checking
How To Earn Interest APY* Rate
Direct Deposit: Receive monthly direct deposits totaling $1,500 or more. 0.40% 0.40%
Direct deposit is required to unlock your other interest-earning options
Debit Card Spending or Personal Finance Manager: Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Personal Finance Manager (PFM) “Account Aggregation” in Online Banking. 0.30% 0.30%
Managed Portfolios: Maintain an average daily balance of $2,500 per month in an Axos Invest Managed Portfolios Account. 0.20% 0.20%
Self Directed Trading: Maintain an average daily balance of $2,500 per month in an Axos Invest Self Directed Trading Account. 0.20% 0.20%
Loan Payment: Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible. 0.15% 0.15%
Total 1.25% Apply Now

Ready to apply?

Apply by March 31st and use the promo code RC100 to earn a $100 new account bonus!