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Rewards Checking

Financial freedom starts here.

Earn up to 1.25% APY* and enjoy unlimited ATM fee reimbursements and no monthly services fees. Use promo code DAILY to get your $150 welcome bonus when you apply.


Best Overall Bank Checking Account

Forbes Advisor


Best Checking Account for High Interest



Best Checking Account Overall

Motley Fool's The Ascent

The All-Around Checking Account

Use the promo code DAILY when you apply for a Rewards Checking account by 7/31/22. Then complete direct deposit(s) that total at least $1,500.00 to earn a $150 welcome bonus!

Banking that rewards you.

Get unlimited reimbursements from any domestic ATM
No monthly maintenance fees
No need to keep a minimum balance to avoid fees
No overdraft or non-sufficient fund fees
Only $50 to open an account

Use code DAILY and apply by 7/31/22 for a $150 welcome bonus!

Apply Now

Rewards Checking: Earn up to 1.25% APY*

Rewards Checking
How To Earn Interest APY* Rate
Direct Deposit: Receive monthly direct deposits totaling $1,500 or more. 0.40% 0.40%
Direct deposit is required to unlock your other interest-earning options
Debit Card Spending or Personal Finance Manager: Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Personal Finance Manager (PFM) “Account Aggregation” in Online Banking. 0.30% 0.30%
Managed Portfolios: Maintain an average daily balance of $2,500 per month in an Axos Invest Managed Portfolios Account. 0.20% 0.20%
Self Directed Trading: Maintain an average daily balance of $2,500 per month in an Axos Invest Self Directed Trading Account. 0.20% 0.20%
Loan Payment: Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible. 0.15% 0.15%
Total 1.25% Apply Now

Ready to open an account?

All you need is a valid ID, your Social Security Number, and 15 minutes. Apply by July 31 and use the promo code DAILY to earn a $150 welcome bonus.

Must be a U.S. citizen or Resident Alien to apply.