Customized Portfolio Loan Benefits
A valid passport and a second form of ID.
Seasoned assets in a known verifiable financial institution. If the documentation is in a foreign language, it needs to be translated by a certified translator.
A Social Security number, Green Card, or visa.
A FICO score. In lieu of a FICO score, the borrower may demonstrate creditworthiness or satisfactory alternate credit by submitting a credit report from his or her country of origin.
To capitalize on current market conditions, a mortgage banker can focus on six key areas to maximize purchase opportunities.
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Fraud takes many forms in mortgage lending and the newest one involves diverting funds from real estate transactions.