Join the Party and
with Essential Checking
Meet Essential Checking: the checking account that rewards you with cash when you invite friends. Get $20* for each friend that funds their new account. The more you share, the more you can earn! Open an account to get started.
The zero fee checking account.
- Zero monthly maintenance fees
- Zero overdraft fees
- Zero non-sufficient funds fee
- Zero minimum monthly balance requirements
- Unlimited domestic ATM fee reimbursements
- Early direct deposit1
Sharing Is Caring.
Once you open an Essential Checking account, referring friends is simple, easy and fun. Just send your friends a link via social media (as many as you'd like). Once your friend opens their new Essential Checking account and meets certain requirements*, we'll deposit $20 into your account and theirs.
We're The Kind Of
Bank Worth Praising.
Banking, Evolved is more than a tagline – it’s who we are.
By giving our customers the tools, information, and ability to make smarter choices, we empower them to make real progress toward their goals.