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Join the Party and
Earn Money

with Essential Checking

Meet Essential Checking: the checking account that rewards you with cash when you invite friends. Get $20* for each friend that funds their new account. The more you share, the more you can earn! Open an account to get started.

Essential Checking

The zero fee checking account.

  • Zero monthly maintenance fees
  • Zero overdraft fees
  • Zero non-sufficient funds fee
  • Zero minimum monthly balance requirements
  • Unlimited domestic ATM fee reimbursements
  • Early direct deposit1

Sharing Is Caring.

Once you open an Essential Checking account, referring friends is simple, easy and fun. Just send your friends a link via social media (as many as you'd like). Once your friend opens their new Essential Checking account and meets certain requirements*, we'll deposit $20 into your account and theirs.

We're The Kind Of
Bank Worth Praising.







Banking, Evolved is more than a tagline – it’s who we are.

By giving our customers the tools, information, and ability to make smarter choices, we empower them to make real progress toward their goals.