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Join the Party and
Earn Money

with Essential Checking

Meet Essential Checking: the checking account that rewards you with cash when you invite friends. Get $201 for each friend that funds their new account. The more you share, the more you can earn! Open an account to get started.

Essential Checking

The zero fee checking account.

  • Zero monthly maintenance fees
  • Zero overdraft fees
  • Zero non-sufficient funds fee
  • Zero minimum monthly balance requirements
  • Unlimited domestic ATM fee reimbursements
  • Early direct deposit2

Sharing Is Caring.

Once you open an Essential Checking account, referring friends is simple, easy and fun. Just send your friends a link via social media (as many as you'd like). Once your friend opens their new Essential Checking account and meets certain requirements1, we'll deposit $20 into your account and theirs.

We're The Kind Of
Bank Worth Praising.







Banking, Evolved is more than a tagline – it’s who we are.

By giving our customers the tools, information, and ability to make smarter choices, we empower them to make real progress toward their goals.