The preferred checking account for San Diego's busy professionals.
domestic ATM fee reimbursements
payday with direct deposit1
maintenance, overdraft, or non-sufficient funds fees
exclusive deals with Visa Offers & Perks
with Axos Refer A Friend program
Upgrade From Traditional Banking
With Essential Checking, you get all of the features you need, with none of the constraints of traditional banks.
- Online & Mobile Banking
- Custom Alerts
- Online Bill Pay
- Visa Debit Card
- Advanced Security Features
You've Earned It
Your smart financial decisions should be rewarded with access to better banking. Essential Checking is best suited for those who:
- Have a spotless banking and credit history
- Would prefer to get paid up to 2 days early with direct deposit
- Prefer the convenience and flexibility of digital banking
All In One Banking
As an Axos customer, you’ll get more than just a great checking account. You’ll also get access to a full suite of leading products and solutions designed to help you take your financial goals to the next level.
Auto Refi Loans
Recognized for Quality Products and Services
Headquartered in San Diego, we’ve been recognized both locally and nationally for our dedication to delivering customer-friendly products for nearly 20 years. Experience why The San Diego Business Journal, Forbes, and Money Magazine rate us among the best banks.
"Banking at its best!"
"I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option."
Daren S. | San Diego
"I opened a Checking and Savings account through Axos Bank and have been satisfied with their great customer service and online banking experience. Their app helps keep me in budget."
Adam O. | San Diego
"Higher rates than other banks"
"No fees and the interest rate they pay on my account is FAR more than either Wells Fargo or Bank of America was paying me. Customers service handles issues quickly."
Robert R. | San Diego