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Benefits of an FHA Streamline Refinance

  • Simple Eligibility Requirements: Your mortgage must be an existing FHA loan with no late payments in last 12 months.
  • No income verification: No need for paystubs or verification of income, employment or assets.
  • Minimal out-of-pocket costs: No appraisal required in most cases. Plus, you can include closing cost and the upfront MIP in the new loan.
  • Fast closing: With streamlined application and processing, you can enjoy a lower monthly payment in as little as 2 weeks.

How much can you save with an FHA Streamline Refinance?

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*Axos Bank will waive its lender fee ($995) or reduce its lender fee on new first lien mortgage loans under the following conditions: 1) The customer must have an existing or open a new Axos Bank Checking Account during the loan application process; AND 2) The new mortgage loan must be for $250,000 or more; OR 3) If the new mortgage loan is less than $250,000, Axos Bank will reduce its lender fee by $200 if the customer has or opens a new Axos Bank Checking Account during the loan application process. The customer will be responsible for all third party fees and all prepaid items.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read our FDIC Notice.

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