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Axos Bank Savings Products

Select Savings1

Up to 0.90% APY2. Grow your savings faster with interest compounded daily. No monthly maintenance fees. No minimum balance requirements. Plus, a free ATM card upon request. Learn More

Select High Yield Money Market1

Up to 0.90% APY3. Get the security of traditional savings with higher interest rates and limited check-writing1 privileges. No monthly maintenance fees. No minimum balance required to waive the monthly service fee. Interest compounded daily. The minimum opening balance for this product is $1,000.00. Learn More

Axos Bank Checking Products

Rewards Checking

Up to 1.25% APY*. No maintenance fees. No non-sufficient fund fees. No minimum monthly account balance requirements. Plus, unlimited domestic ATM fee reimbursements. Open today, compound tomorrow. Learn More

CashBack Checking

Up to 1.00% cash back on all transactions that require a signature. No monthly maintenance fees. No annual fees. Unlimited domestic ATM fee reimbursements plus unlimited check writing privileges.

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Essential Checking

Just what you need, right when you need it. No monthly maintenance fees. No non-sufficient fund fees. Unlimited domestic ATM fee reimbursements.

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Golden Checking

Up to 0.20% APY on all balances so you can spend and earn within one account. Free personal checks. No monthly maintenance fees. No minimum balance requirements. Plus, up to $8.00 of domestic ATM fee reimbursements per month.

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Axos Bank CDs

The minimum opening balance for Axos Select CDs4 is $1,000.00.

Term APY* Rate
3 months 0.40% 0.40% Open an Account
6 months 0.40% 0.40% Open an Account
12 months 0.40% 0.40% Open an Account
18 months 0.40% 0.40% Open an Account
24 months 0.40% 0.40% Open an Account
36 months 0.40% 0.40% Open an Account
48 months 0.40% 0.40% Open an Account
60 months 0.40% 0.40% Open an Account
Axos Retirement

Traditional IRA/Roth Savings

Checking from Axos allows you to enjoy free checking with unlimited domestic ATM reimbursements while earning a high interest rate and cash back purchase rewards Learn More

Traditional IRA/Roth CDs

Checking from Axos allows you to enjoy free checking with unlimited domestic ATM reimbursements while earning a high interest rate and cash back purchase rewards Learn More

Axos Bank Business Products

Basic Business Checking

Business banking perks with little-to-no fees. Learn More

Business Interest Checking

Get more value from your business funds. Learn More

Analyzed Business Checking

Offset banking costs with an earnings credit. Learn More

Business Money Market

Make your funds work harder for your business. Learn More

© 2020 Axos Bank, All Rights Reserved

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read our FDIC Notice.

* The Annual Percentage Yield (APY) is accurate as of . The interest rate and corresponding APY for savings and money market accounts are variable and are set at our discretion. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

1. Federal regulations limit certain types of transfers from a money market or saving account to a combined maximum of six per month. If transfers exceed this limit more than occasionally, we will convert the account to a type not subject to transfer limits or close the account. A fee is assessed for each excess transfer paid against the account. See our Deposit Account Agreement and Disclosures for details.

2. Select Savings - The Annual Percentage Yield (APY) is accurate as of . The interest rate and corresponding APY for savings is variable and is set at our discretion. This is a tiered variable rate account. Tier one $0–$9,999.99 earns 0.80% APY; tier two $10,000–$24,999.99 earns 0.80% APY; tier three $25,000–$49,999.99 earns 0.90% APY; tier four $50,000–$99,999.99 earns 0.90% APY; tier five >$100,000 earns 0.90% APY. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

3. Select High Yield Money Market - The Annual Percentage Yield (APY) is accurate as of . The interest rate and corresponding APY for savings is variable and is set at our discretion. This is a tiered variable rate account. Tier one $0-$9,999.99 earns 0.90% APY; tier two $10,000-$24,999.99 earns 0.90% APY; tier three $25,000-$49,999.99 earns 0.90% APY; tier four $50,000-$99,999.99 earns 0.90% APY; tier five >$100,000 earns 0.90% APY. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

4. We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the daily collected balance in your account. The Collected Balance is the balance of all deposits in your account on which we have received credit for the deposited funds (determined by the availability schedule of our Federal Reserve Bank for non-cash items). Time Deposit rates are fixed for the term of the certificate. Time Deposits require a substantial penalty for early withdrawal. See our Personal Deposit Account Agreement and Schedule of Fees for details.

Axos Bank NMLS# 524995