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  • Highly regulated federal bank
  • First class customer service
  • Will waive ALL fees
  • Guaranteed response to your calls
  • Guaranteed funding
  • Highly competitive bank pricing
  • Receive lump sum in cash
  • Work directly with a bank - no middleman

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Why choose Axos Bank TM

Frequently Asked Questions

A structured settlement is a financial package offered to a personal injury claimant that allows compensation to be paid in pre-determined installments rather than in one lump sum of cash. These installments may be paid over a fixed period or over the recipient's lifetime. One of the questions most commonly asked by recipients of structured settlements, once they discover that they cannot receive their money all at once, is "Can I sell my structured settlement?" The answer, fortunately, is yes, you can sell your structured settlement payments.
No, you do not have to sell your entire structured settlement. Each of our customers is in a different financial situation. Most often individuals who sell structured settlement payments to Axos Bank choose to sell only a portion of their structured settlement payments. The Axos Bank structured settlement experts will help you design a transaction that will best suit your needs.
No. Pursuant to Internal Revenue Code Section 104(a)(2), court-ordered structured settlement assignments are tax free. Therefore, you will not have to pay tax on the lump sum of cash you receive for your structured settlement.
Yes. In addition to buying structured settlement payments, Axos Bank is also able to offer loans. Call Axos Bank today at 855-Axos-4U (1-855-263-3348) to speak to an Axos Bank representative and find out which option is best suited for you.
Even if your structured settlement or annuity policy contains anti-assignment language, Axos Bank will be able to help. Call 855-Axos-4U (1-855-263-3348) to speak to an Axos Bank representative who will be able to help you understand your options for getting a lump sum of cash for your future structured settlement payments.
Axos Bank has extensive experience in dealing with individuals who have completed prior structured settlement transactions. Call us today at 855-Axos-4U (1-855-263-3348) to speak to an Axos Bank representative who can help you get the most out of your next structured settlement transaction.
No. Axos Bank can purchase all or a portion of your lottery prize depending on your financial needs. Axos Bank custom tailors every transaction to meet each individual client’s specific needs. Call 855-882-6333 (1-855-882-6333) today to speak to an Axos Bank representative who can help you understand how to sell your future lottery payments and find the solution that is best suited to your unique circumstances.
Selling your lottery prize payment for a lump sum of cash is generally a taxable event, but the amount of the taxes that you will actually be required to pay depends on your individual tax situation. In all cases, however, you will no longer have a tax obligation on the portion of lottery payments you have assigned. Axos Bank also offers a unique loan product exclusively for lottery winners. Taking a loan is not a taxable event. We will be happy to discuss these options with you and your tax professional. Please note that nothing in this website is intended to constitute tax advice. Neither Axos Bank nor BofI Federal Bank provides tax advice of any sort. Axos Bank encourages you to consult a qualified tax professional before making any financial decision.
Absolutely. Many of our customers sell some or all of their remaining lottery payments to Axos Bank for a lump sum of cash after having done business with other companies.
Absolutely not. Unlike other companies that claim to offer the best price but then tack on hidden fees, Axos Bank never charges hidden fees. We simply make generous cash offers for future lottery payments, without the need for a third-party broker.
The value of your future lottery payments depends on several factors, including the state in which you won the prize, the size of each lottery payment, and the time frame in which the lottery payments are scheduled to be received. For example, a $50,000 payment that would be due tomorrow is going to be worth more than a $50,000 payment due in five years. Call Axos Bank today at 855-882-6333(1-855-882-6333) and one of our representatives will be happy to calculate the worth of your remaining lottery payments. You can also email us at [email protected] Of course, there is no cost or obligation for this service.
Because a court has to approve the sale of your lottery payments, the amount of time it takes to convert a lottery prize into a lump sum cash payment depends on the court and state in which your payments are being assigned. At Annuitants Federal Bank, we understand that sometimes people need cash right away, so we are often able to advance a portion of the funds within a few days after a customer signs a contract with us. If your need for cash is immediate, call an Axos Bank representative today at 855-882-6333 (1-855-882-6333) and ask about getting an advance on your lottery payment transaction.
Yes. In addition to purchasing lottery prize payments, Axos Bank offers a unique loan designed exclusively for lottery prize winners. Call 855-882-6333 (1-855-882-6333) today to speak to one of our representatives and find out which option is better for you.
Websites that offer multiple quotes from competing companies basically represent brokers for brokers. The goal of Axos Bank is to cut out the middle man, not add an extra one. When you work with Axos Bank, you have the advantage of dealing directly with the financial institution that will purchase your lottery payments.
No. We work with lottery winners in all financial situations. If your credit score is not what you would like it to be, we can work with you to improve it if you wish. As a division of BofI Federal Bank, a federally chartered bank, Axos Bank considers your financial wellness our foremost concern.

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