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non-conforming loan benefits
non-conforming loan benefits

A Non-Conforming Loan can be an option when your loan amount exceeds the conforming loan limit, $548,250 for most U.S. counties.

Potential benefits include:

  • Jumbo and Super Jumbo loan amounts of up to $30 million or more
  • Flexibility to choose either a fixed-rate or an adjustable-rate mortgage (ARM)
  • Personalization for complex financial situations
  • Financing for non-owner occupied properties

What Is a Non-Conforming Loan?

A non-conforming loan is a mortgage that doesn't meet the guidelines for a conforming loan set by Fannie Mae and Freddie Mac. Often a loan is classified as non-conforming because the loan amount exceeds the conforming limit, which is $548,250 in most U.S counties. In addition to higher loan amounts, non-conforming loans from Axos Bank can offer expanded down-payment and credit qualification options.

Is a Non-Conforming Loan Right for you?

Non-conforming loans may be the right solution when looking for:

  • Expanded guidelines and enhanced options
  • Tailored mortgage solutions for unique financial situations
  • Customized Portfolio Loans and Interest-Only Mortgages

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