VA LOAN BENEFITS:
- VA Loans offer unique benefits to eligible veterans and active duty servicemen and women who are looking for:
- The option to make no down payment
- Limited closing costs
- Flexible qualifications
- Fixed-rate and adjustable-rate loan options
- Low interest rates
Why use Axos Bank® for your mortgage?

$0 Lender Fee*
When your goal is to save money, we can help through discount offers and cashback opportunities.
3% Annualized Cash Back1
Our mortgage customers earn money when making their mortgage payments through our Total Loan Rewards Checking Account.

Agile Technology
From a free rate watch service to our convenient online application process, you have access to the digital tools you need.

Low Mortgage Rates
Save over the life of your loan through our rates, among the lowest in the country.

Diverse Range of Mortgage Options
Our broad selection of mortgage products allows us to offer home loan solutions to match your individual needs.

Exceptional Service
Our knowledgeable mortgage professionals will help you evaluate your options and guide you through the purchase process.

Common-Sense Underwriting
Benefit from flexible underwriting that looks at the whole picture, not just standard guidelines.
Mortgage Calculator*
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Now that you know your total monthly payment, does a new house fit in your budget? Discover your personalized interest rate offer
- Get a Quote Today!
- Call now to save smarter! 1.888.546.2634
Estimate Your Monthly Payment
How Much Will My Monthly Mortgage Payments Be?
Our easy-to-use mortgage calculator allows you to calculate your monthly home loan payments, using various loan terms, interest rates, and loan amounts. See how much you can afford. Just enter the home value, your down payment amount, the type of mortgage, and the interest rate in the mortgage calculator.
To have your questions answered by a knowledgeable Mortgage Consultant or to lock in your low rate today, call us at 1.888.546.2634.
We offer a variety of mortgage solutions and can help you determine which one best suits your needs. Whatever your unique needs as a homebuyer, we can tailor a loan to your specific circumstances. Simply call us at 1.888.546.2634 for more information.
Why use Axos Bank®for your refinance?

$0 Lender Fee*
When your goal is to save money, we can help through discount offers and cashback opportunities.

Agile Technology
From a free rate watch service to our convenient online application process, you have access to the digital tools you need.

Low Mortgage Rates
Save over the life of your loan through our rates, among the lowest in the country.

Diverse Range of Mortgage Options
Our broad selection of mortgage products allows us to offer home loan solutions to match your individual needs.

Exceptional Service
Our knowledgeable mortgage professionals will help you evaluate your options and guide you through the refinance process.

Common-Sense Underwriting
Benefit from flexible underwriting that looks at the whole picture, not just standard guidelines.
What Is a VA Loan?
It's a home loan with no required down payment and favorable loan terms for Active Duty Service members, Veterans, Reservists, National Guard members, surviving spouses, and certain other individuals who meet eligibility requirements can use VA loans to purchase homes or refinance existing mortgages. VA loans are guaranteed by the Department of Veterans Affairs.
VA loans are one of the only mortgages to offer 100% financing (no down payment ) for a home purchase. In addition, VA loans offer refinance and cash out options that can be used to pay off debt, fund major expenses, make home improvements, or refinance a non-VA home loan into a VA home loan with improved terms.
There is also a streamlined option known as an Interest Rate Reduction Refinance Loan (IRRRL) that provides veterans with existing VA loans an opportunity to quickly and easily refinance an existing VA loan. Underwriting terms are very relaxed on an IRRRL an they allow veterans or active duty to quickly and easily pursue a refinance when market conditions improve and interest rates drop.
Why use Axos Bank® for your mortgage?

$0 Lender Fee*
When your goal is to save money, we can help through discount offers and cashback opportunities.

Agile Technology
From a free rate watch service to our convenient online application process, you have access to the digital tools you need.

Low Mortgage Rates
Save over the life of your loan through our rates, among the lowest in the country.

Diverse Range of Mortgage Options
Our broad selection of mortgage products allows us to offer home loan solutions to match your individual needs.

Exceptional Service
Our knowledgeable mortgage professionals will help you evaluate your options and guide you through the purchase process.

Common-Sense Underwriting
Benefit from flexible underwriting that looks at the whole picture, not just standard guidelines.
Why use Axos Bank®to purchase or refinance your home?

$0 Lender Fee*
When your goal is to save money, we can help through discount offers and cashback opportunities.

Agile Technology
From a free rate watch service to our convenient online application process, you have access to the digital tools you need.

Low Mortgage Rates
Save over the life of your loan through our rates, among the lowest in the country.

Diverse Range of Mortgage Options
Our broad selection of mortgage products allows us to offer home loan solutions to match your individual needs.

Exceptional Service
Our knowledgeable mortgage professionals will help you evaluate your options and guide you through the refinance process.

Common-Sense Underwriting
Benefit from flexible underwriting that looks at the whole picture, not just standard guidelines.
Want to Save Money?
Of course, everyone does! Spend your money on things you enjoy. Refinancing your mortgage can put hundreds or thousands back in your hands each year and purchasing your home through Axos Bank is a relatively painless process. You won't regret choosing us.
Stop paying too much interest on your mortgage. Switch to Axos Bank today. Get started by filling out the Instant Rate Quote form above.
Who is Axos Bank?
Axos Bank brings together human insight and digital expertise to anticipate and meet our customers' needs. We specialize in a variety of home loan products including FHA, VA, Portfolio, Jumbo, Conforming, Non-Conforming, and Interest-only.
Born digital, Axos has reinvented the banking model. This model allows us to pass more savings on to you with low rates and low fees. We remain relentlessly focused on our personalized customer service, easy to use technology, and competitive interest rates.
Call now to save smarter!
1.888.546.2634
- Our Portfolio Loan Program offers many benefits, including:
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Loan amounts from $300,000 to $5 million or more
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Underwriting flexibility
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Cross Collateralization that reduces or eliminates down payments
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Expanded guidelines and specialized features
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Interest-only options
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Non-Resident Alien Mortgages
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Financing options for self-employed borrowers
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Bridge financing
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Pledged assets in lieu of cash