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Maximize Your Earnings:
Open Rewards Checking

Self-Directed Trading + Rewards Checking is the perfect pairing. Earn up to 3.30% APY* and enjoy unlimited ATM fee reimbursements.

See Rate Requirement

Earn up to 3.30% APY*

Here’s how you earn interest each month.

Rewards Checking
APY* Rate
Direct Deposit: Receive monthly direct deposits totaling $1,500 or more. 0.40% 0.39%
Direct deposit is required to unlock your other interest-earning options
Debit Card Spending or Personal Finance Manager: Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Personal Finance Manager (PFM) “Account Aggregation” in Online Banking. 0.30% 0.29%
Managed Portfolios: Maintain an average daily balance of $2,500 per month in an Axos Invest Managed Portfolios Account. 0.99% 0.98%
Self Directed Trading: Maintain an average daily balance of $2,500 per month in an Axos Invest Self Directed Trading Account. 0.99% 0.98%
Loan Payment: Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible. 0.60% 0.59%
Total 3.30%