Help investor clients qualify for a loan quicker. Use expected rental income instead of traditional income paperwork.
Loans from $150K to $30MM+
Short Duration Prepay (18 months)
Help your clients streamline their rental property purchase or refinance. Less paperwork closes their loan faster. Available for single-family residences and properties with up to 4 units.
1:1 ratio rent to P&I payment
No limit on cash-out amounts
Interest-only options available
Working with a client purchasing a California property? Loans to entities are also available.
Here’s how we helped an investor recapture their cash with a low-doc rental property refinance in Topanga, CA.
$2.7MM property value
$1.4MM loan amount
Vesting in entity
4.75% 5/1 interest-only ARM
100% cash out
$1.83MM purchase price
DTI exception over 52%
$1MM in gift funds
Pay Rate 2.5% less than Note Rate
$16MM purchase price
Owner occupied
$3.2MM cash pledge to lower ELTV
12-month bank statement qualifying
$36.7MM loan amount
Property #1 - $40MM
Property #2 - $33MM
Bridge-to-permanent refinance
