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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more protection? Access expanded coverage up to $240 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM. Learn More >

Features

  • Earn 0.25% APY* 
  • FDIC Insured
  • Check writing privileges
  • No monthly maintenance fees
  • No minimum balance requirements
  • Access your savings with a debit card 

High Yield Money Market

High Yield Money Market
Tier APY* Rate
$0-$9,999.99 0.25% 0.25%
$10,000-$24,999.99 0.25% 0.25%
$25,000-$49,999.99 0.25% 0.25%
$50,000-$99,999.99 0.25% 0.25%
>$100,000 0.25% 0.25%

Helpful Banking Features

cell phones making P2P payments icon

Peer-to-Peer Payments

Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.

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Account Alerts

Want to stay up-to-date on your activity? We’ve got you covered. Turn on alerts and get real-time updates on your account activity. Get notified via text, push notifications, or email – it’s all up to you!

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Debit Card Management

Activate, deactivate, or reactivate your debit card – all from your banking dashboard. Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.

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Biometric Authentication

Fingerprints, voiceprints, and facial recognition = peace of mind. At Axos Bank, your security is our top concern. Boost your account security with biometric authentication – and keep the scammers away.

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Automate Your Bills

Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by auto-paying bills directly from your account.

Security You Can Count On

 
Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
 
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
 
2-Step Authentication
For identity verification, we ask questions that only you know the answer to, or we'll send a security code to your registered device.
 
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.
 
Account Monitoring
All accounts are regularly monitored for potential fraud.
 
Usernames and Passwords
We do not and will not share your usernames or passwords.

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APY Interest Calculator

Use our APY Interest Calculator to see how our competitive interest rates can help your money grow faster.

 

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