High Yield Savings

Take your savings to new heights. 0.61% APY*, zero fees, and no monthly minimum balance requirements.

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Best Online Savings Accounts

Forbes Advisor 2022

One of the Best Online Banks

Forbes Advisor 2022

Best Savings Account

GOBankingRates 2022

Features

  • Earn up to 0.61% APY*
  • Free ATM card upon request
  • Suite of digital money management tools
  • No maintenance fees
  • No monthly minimum balance requirements
  • $250 minimum balance to open an account

High Yield Savings Rates

Balance

APY*

Rate

$0 - $9,999.99

0.61%

0.61%

$10,000 - $24,999.99

0.61%

0.61%

$25,000 - $49,999.99

0.25%

0.25%

$50,000 - $99,999.99

0.25%

0.25%

>$100,000

0.15%

0.15%

Your APY is based on the tier in which your end-of-day balance falls and will apply to your full balance. APYs are subject to change.

Digital tools at your fingertips.

Easier, smarter banking starts with the Axos all-in-one mobile app.

  • Sync all financial accounts into one dashboard.
  • Analyze your saving and spending behavior.
  • Chat 24/7 with a virtual financial assistant.
  • Add, move, and send money to friends and others.
  • Automate your bill payments.
  • Monitor your credit score for free.

Ready to apply?

All you need is a valid ID, your Social Security Number, and 15 minutes.

© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

*

The Annual Percentage Yield (APY) is accurate as of 12/15/2025. The interest rate and corresponding APY for savings is variable and is set at our discretion. This is a tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.