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Earn Up To 3.30% APY With Rewards Checking

Want to know why NerdWallet named us “America’s Best Checking Account of September 2021?”

Easy – zero fees, a convenient mobile app, and an Annual Percentage Yield (APY) that’s higher than most accounts in the market. So, what are you waiting for? Start banking smarter today.

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Best Checking Account Overall

The Ascent


America's Best Online Bank



Best Online Bank for Savings & Checking

Millennial Money

Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more protection? Access expanded coverage up to $150 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM. Learn More >

Axos – A Name You Can Count On

Since 2000, we’ve been a leader in technology-driven finance. What does that mean? Anytime access to your funds. Full-service banking. Personalized services to help you stay ahead of your evolving needs. We’re not just a bank. We’re banking, evolved.

Mortgages Come With
a $0 Lender Fee1

Purchasing or refinancing your home? We’ve got just the thing: No lender fee + low rates.

Show Me the Rates

Get More Done With
the Axos App

Wanna know why the Axos app gets awesome reviews?
We jam-pack our mobile app with nifty tools to help
you bank effortlessly.

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Always Protected, Always Secure

Advanced data protection. FDIC insurance. Digital security tools. We’re committed to providing a secure online banking experience for our customers.

5 out of 5 star rating

10 Best Online Banks for 2020 | GOBankingRates

Start Banking Effortlessly

Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle.

Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by making automatic payments.

Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.

Want to stay up-to-date on your activity? We’ve got you covered. Get real-time updates via text, push notifications, or email – it’s all up to you!

Fingerprints, voiceprints, and facial recognition = peace of mind. Boost your account security with biometric authentication – and keep the scammers away.

Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.