With Essential Checking
Get your paycheck up to two days early* with Essential Checking – the no-fee checking account. Pay bills. Slash debt. Or add funds to your savings account early so you can squirrel away more interest earnings.
Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle. Plus, when your friend meets our welcome bonus requirements, we’ll deposit $20 into your account – and theirs!
Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.
Want to stay up-to-date on your activity? We’ve got you covered. Turn on alerts and get real-time updates on your account activity. Get notified via text, push notifications, or email – it’s all up to you!
Activate, deactivate, or reactivate your debit card – all from your banking dashboard. Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.
Fingerprints, voiceprints, and facial recognition = peace of mind. At Axos Bank, your security is our top concern. Boost your account security with biometric authentication – and keep the scammers away.
Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by auto-paying bills directly from your account.
There’s a reason that MyBankTracker named this account one of America’s Best Checking Accounts for 3 straight years. With no fees and high interest rates, we help customers reach their savings goals faster.
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Take your money further, faster. 0.61% APY2. Low opening deposit requirement3. No minimum balance requirements. Interest compounded daily. This is high yield savings, evolved.
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Be confident in your home purchase. You can rely on our experienced mortgage professionals to provide the guidance and support you need throughout the home buying process.
Learn MoreYour goals become our goals when you choose us to refinance your mortgage. Our experienced Mortgage Specialists will help you explore your options to find solutions that meet your specific financial needs.
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Auto Refinance rates as low as 3.70% annual percentage rate (APR). Simple, three-step, no-hassle application process. Low rates and flexible terms.
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Great loan rates and flexible terms. Fixed monthly payments. No collateral required. A personal loan from Axos Bank can quickly provide you with the funds you need in three simple steps.
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From checking accounts to merchant services, we have the digital banking solutions and tools you need to grow your business.
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Expand your portfolio of products and services with the innovative line of adjustable rate Jumbo and Super Jumbo mortgage solutions.
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Efficiency, value, and customer service above all else. Experience what sets Axos Bank apart from other investments property lenders.
Learn MoreBy giving our customers the tools, information, and ability to make smarter choices, we empower them to make real progress toward their goals.
"Took the time to understand my specific situation"
"I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option, it was a pleasure to receive Jane's clear, timely communications and responses during loan processing."
Daren S. | San Diego
“Highly Recommend”
"I opened a Checking and Savings account through Axos Bank and have been satisfied with their great customer service and online banking experience. Their app helps keep me in budget.”
Adam O. | Colorado
“No fees and higher interest rate than other banks”
"No fees and the interest rate they pay on my account is FAR more than either Wells Fargo or Bank of America was paying me. The customer service line answers quickly when I get through the phone tree to the right location.”
Robert R. | San Diego
