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Get Paid Faster Than Your Coworkers

With Essential Checking

Get your paycheck up to two days early* with Essential Checking – the no-fee checking account. Pay bills. Slash debt. Or add funds to your savings account early so you can squirrel away more interest earnings.


Get the most value from your hard-earned funds with our high-yield accounts.


We offer customized solutions to help you keep up with the pace of your business.


Stay competitive in the marketplace with our customer-focused products.

Helpful Banking Features

Invite Friends

Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle. Plus, when your friend meets our welcome bonus requirements, we’ll deposit $20 into your account – and theirs!

Peer-to-Peer Payments

Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.

Account Alerts

Want to stay up-to-date on your activity? We’ve got you covered. Turn on alerts and get real-time updates on your account activity. Get notified via text, push notifications, or email – it’s all up to you!

Debit Card Management

Activate, deactivate, or reactivate your debit card – all from your banking dashboard. Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.

Biometric Authentication

Fingerprints, voiceprints, and facial recognition = peace of mind. At Axos Bank, your security is our top concern. Boost your account security with biometric authentication – and keep the scammers away.

Automate Your Bills

Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by auto-paying bills directly from your account.

Rewards Checking

There’s a reason that MyBankTracker named this account one of America’s Best Checking Accounts for 3 straight years. With no fees and high interest rates, we help customers reach their savings goals faster.

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High Yield Savings

Take your money further, faster. 0.61% APY2. Low opening deposit requirement3. No minimum balance requirements. Interest compounded daily. This is high yield savings, evolved.

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Buying a Home

Be confident in your home purchase. You can rely on our experienced mortgage professionals to provide the guidance and support you need throughout the home buying process.

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Your goals become our goals when you choose us to refinance your mortgage. Our experienced Mortgage Specialists will help you explore your options to find solutions that meet your specific financial needs.

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Auto Loans

Auto Refinance rates as low as 3.70% annual percentage rate (APR). Simple, three-step, no-hassle application process. Low rates and flexible terms.

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Apply for a loan in 3 simple steps: 1 - Request a loan amount. 2 - Create your account. 3 - Provide your details

Personal Loans

Great loan rates and flexible terms. Fixed monthly payments. No collateral required. A personal loan from Axos Bank can quickly provide you with the funds you need in three simple steps.

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Small Business Banking

From checking accounts to merchant services, we have the digital banking solutions and tools you need to grow your business.

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Wholesale and Correspondent Portfolio Lending

Expand your portfolio of products and services with the innovative line of adjustable rate Jumbo and Super Jumbo mortgage solutions.

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Investment Property Lending

Efficiency, value, and customer service above all else. Experience what sets Axos Bank apart from other investments property lenders.

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Banking, Evolved is more than a tagline – it’s who we are.

By giving our customers the tools, information, and ability to make smarter choices, we empower them to make real progress toward their goals.

We’re The Kind Of Bank Worth Praising.

Nerdwallet 2019 Best Rewards Checking
GoBankingRates 2019 America's Best Banks
MyBankTracker 2019 Best Online Bank
5 star rating

"Took the time to understand my specific situation"

"I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option, it was a pleasure to receive Jane's clear, timely communications and responses during loan processing."

Daren S. | San Diego

5 star rating

“Highly Recommend”

"I opened a Checking and Savings account through Axos Bank and have been satisfied with their great customer service and online banking experience. Their app helps keep me in budget.”

Adam O. | Colorado

4 star rating

“No fees and higher interest rate than other banks”

"No fees and the interest rate they pay on my account is FAR more than either Wells Fargo or Bank of America was paying me. The customer service line answers quickly when I get through the phone tree to the right location.”

Robert R. | San Diego

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