Premier Banking

Exclusive banking for exceptional lives

Axos Premier Banking offers personalized wealth solutions and exclusive perks designed to simplify your financial life—seamless digital access paired with concierge-level service for ultimate peace of mind.

Open My AccountTalk to us icon / arrowCreated with Sketch.

Why discerning customers trust Axos Premier

Asset stability meets innovative private banking to preserve and grow your wealth through customized services and expertise.

Dedicated relationship manager

Delivering targeted proactive guidance and support so all financial decisions align with your unique goals.

Exclusive Premier banking advantages

Get waived fees and preferential rates reserved solely for Axos Premier clients with balances of $250,000 or above.

Tailored investment solutions

Benefit from expert-crafted investment strategies designed for your evolving investing lifecycle stage.

Your deposits are protected with FDIC insurance up to $250K.

Or up to $500K with a joint account. Need more coverage? Access up to $265MM with Axos Bank InsureGuard+ Savings through IntraFi® Network Deposits℠.

Learn Moreicon / arrowCreated with Sketch.

Choose a Premier account tailored to your wealth goals

Elevate your Axos Premier experience with exclusive accounts that deliver rock-solid protection, top-tier performance, and seamless global flexibility.

InsureGuard+ Savings

Multi-million dollar FDIC protection (up to $265 million per depositor) with competitive rates for your security.

KEY FEATURE

Safeguard multi-million-dollar balances with industry-leading protection and a single, consolidated statement.

Talk With UsLearn Moreicon / arrowCreated with Sketch.

Private Client Banking

Exclusive perks including ATM fee reimbursements and premium lending programs.

KEY FEATURE

Combine dedicated expert support, premium perks, and personalized plans to power your wealth management.

Open My Account Learn Moreicon / arrowCreated with Sketch.

Securities Backed Credit

Access liquidity when you need it using your investment portfolio as collateral with competitive rates.

KEY FEATURE

Get your money active faster while maintaining your market positions with full confidence.

Talk With UsLearn Moreicon / arrowCreated with Sketch.

Complete your wealth strategy with Axos Invest.

While Axos Premier protects and manages your daily banking needs, Axos Invest Managed Portfolios builds long term wealth through active professional asset management. Incorporate Self Directed Trading to implement your investment program with options or select ETF or MF to complement your managed account.

Explore Axos Invest Learn Moreicon / arrowCreated with Sketch.

A white-glove experience awaits.

Exceptional wealth deserves exceptional service.

Elite Premier service includes:

  • Concierge onboarding: Streamlined, hassle-free account setup guided by your dedicated relationship manager.
  • Proactive planning: Regular wealth reviews and market updates to keep your financial plan on track.
  • Priority support: Full access to your team for timely, personalized assistance.

All in one App

Your wealth, all in one secure app

Download the Axos app and unlock real-time wealth tracking, personalized insights, and consolidated portfolio views. Empower your financial decisions with white-glove digital banking at your fingertips.

Have questions? Let’s talk.

By providing your phone number and clicking submit, you have agreed to these Terms and Conditions, and you have agreed to receive automated SMS text messages, calls, and emails for any purpose including but not limited to marketing of products and services by Axos Bank. You understand and agree that such messages may be sent via Automatic Telephone Dialing System and/or artificial or pre-recorded voice, and that such consent is not a condition of receipt of any good or service. Mobile carrier messages and data rates may apply. You may opt out at any time.

Premier banking FAQs

What is premier banking?

Premier banking is a tailored wealth-management experience built for high-net-worth individuals who expect more than standard banking. Axos Premier Banking means dedicated relationship management, exclusive account options, white-glove service, digital ease, and more.

How do I upgrade an existing Axos account?

Meet the $250,000+ threshold across eligible Axos accounts (or qualifying collateral), then schedule a consultation online, in-app under Support > Upgrade to Premier, or call 1-888-296-5646. A dedicated Premier specialist will confirm your status and initiate your personalized white-glove onboarding, typically within 1–2 business days.

What does it take to qualify for Axos Premier Banking?

You’re eligible with a combined deposit balance of $250,000 or more across eligible accounts (or equivalent investment collateral). Simply open any Premier-qualifying product—InsureGuard+ Savings, Private Client Banking, or our Securities-Backed Line of Credit—and our team will review your relationship to confirm Premier status. If you're ready to get started, connect with a Banking Specialist today.

How do I leverage my dedicated relationship manager?

From day one, your relationship manager serves as your single point of contact, handling account setup, tailoring financial strategies, and proactively scheduling periodic wealth reviews. Need market insights or want to explore a new lending solution? Just call or message your manager directly for white-glove support.

How secure and accessible is my wealth with Axos Premier?

Your deposits enjoy up to $265 million in FDIC insurance via InsureGuard+ Savings, plus industry-leading cybersecurity safeguards on our digital platform. You’ll see every balance and transaction in one intuitive dashboard—and tap cash without selling assets using our Securities-Backed Line of Credit.

© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995