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    Disclosures

    Disclosures provide important information on Axos product offerings, as well as pertinent details on related services and fees.

    Terms of use

    The Online Access Agreement, refers to all Axos Bank Online, Axos Bank Business Online, Axos Bank Mobile, Axos Invest, Axos Clearing, or UFB Direct online and mobile services, plus all the Eligible Accounts and Online Financial Services you can access via the Website after entering into this Agreement, as described in this agreement.

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    Online Access AgreementDownload

    Personal Bank Account Disclosures

    Bank products and services are offered by Axos Bank. All deposit accounts through Axos Bank are FDIC insured through Axos Bank. All deposit accounts of the same ownership and / or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and / or vesting at Axos Bank. Learn More.

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    Deposit Account Agreement & Schedule of FeesDownload
    Deposit Account Agreement & Schedule of Fees (Effective May 30, 2025)Download
    Terms and Conditions for MyDepositDownload
    Terms and Conditions for Mobile DepositDownload
    Terms and Conditions for Overdraft Line of CreditDownload
    Legacy AccountsDownload
    Text Message Banking Services Terms and ConditionsDownload

    Personal Invest Account Disclosures

    Axos Invest, Inc., Axos Invest LLC, and Axos Clearing, LLC are wholly-owned subsidiaries of Axos Financial, Inc. Axos Invest may at any time revise these Disclosures. You agree to be bound by subsequent revisions and agree to review the Disclosures periodically for changes.

    Investment advisory services provided by Axos Invest, Inc., an SEC registered investment advisor. Brokerage services are provided by Axos Invest LLC, a member of the Financial Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).

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    Axos Invest Firm DisclosuresDownload
    Axos Invest Terms of UseDownload
    Customer Identification DisclaimerDownload
    Axos Invest Form ADV Part 2ADownload
    Axos Invest, LLC Self-Directed Trading Customer Relationship SummaryDownload
    Axos Invest, Inc. Managed Portfolio Customer Relationship SummaryDownload
    Axos Invest Self-Directed Trading Margin Account Agreement and DisclosureDownload
    Axos Invest Additional DisclosuresDownload
    Axos Invest Combined Fee ScheduleDownload
    Axos Invest Day-Trading Risk Disclosure StatementDownload

    Investment management accounts of Axos Invest, Inc. customers are held in custody by Axos Clearing Corporation, member FINRA, NYSE, SIPC. Axos Clearing Corporation may provide custody, execution, confirmation, settlement and/or delivery services to Axos Invest.

    Business Account Disclosures

    Bank products and services are offered by Axos Bank. All deposit accounts through Axos Bank are FDIC insured through Axos Bank. All deposit accounts of the same ownership and / or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and / or vesting at Axos Bank. Learn More.

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    Disclosure and Agreements for Small Business AccountsDownload
    Disclosure and Agreements for Commercial AccountsDownload
    Disclosures and Agreements for Fiduciary AccountsDownload
    Account and Treasury Management Fee Schedule for Commercial AccountsDownload

    Public Community Reinvestment Act Notice

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    Community Reinvestment Act Public NoticeDownload
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    © 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

    Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

    Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

    Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

    Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

    Axos Bank NMLS# 524995