Dealer Services
Flexible financing solutions for dealers nationwide.
With terms up to 96 months on any year vehicle and strong advances up to 145% LTV, we put dealerships in the driver's seat to get the results they need.
What you gain with Axos dealer services.
At Axos, we partner with dealerships to provide financing solutions that are flexible, competitive, and designed to increase profitability. From extended loan terms and higher advance rates to financing for any make or model, our programs give you the tools to serve more customers, close deals faster, and grow your business.
Flexible terms up to 96 months
Support more customers and close sales efficiently with extended repayment options—now including vintage and collector vehicles.
Finance any year, make & model
Help customers get the car they want—new or used—while boosting your sales potential.
Higher gross profits
Backend allowances, competitive structures, and longer terms give dealers an edge in driving profitability.
Advances up to 145% LTV
Maximize front- and back-end profits on qualifying deals with higher advance rates.
Auto Financing from $10,000 to $125,000
Wide range of financing to fit customer needs—from entry-level cars to premium models.
Vintage & Collector Car Financing
Finance vehicles of any age—from classics to modern collectibles—helping dealers expand their reach to enthusiast markets.
The Axos Advantage
Partnering with Axos means working with a lender that understands the unique needs of auto dealers.
- 1Faster approvals
Over 50% of approvals are automated within 30 seconds, keeping your sales moving fast.
- 2Accelerated title
Vitu’s Accelerated Title product speeds up payoff and title release, helping you and your customers save time.
- 3Dedicated support
Responsive professionals who understand your market and provide personalized dealer service.
Let’s drive success together
Connect with our team today and see how Axos Dealer Services can support your sales and profitability.
DealerTrack and RouteOne dealer rehash options.
How it works
Keep deals moving with instant updates to application structure and terms for faster turnaround times.
- Use DealerTrack DealUpdate or RouteOne Deal Refresh to refresh applications in real time.
- Accepts eContracts from both RouteOne and Dealertrack for a seamless process.
Frequently Asked Questions
Can my dealership use your program?
The retail contract program offered by Axos Dealer Services is presently available to franchised and select independent dealerships in Arizona, California, Colorado, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Mexico, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Washington, Wisconsin. We are expanding so please give us a call.
Are you a full spectrum lender?
No, our singular focus is on a segment of your prime buyers who are well-established, have a solid income and a strong credit history and are seeking a payment or deal structure your traditional finance sources simply don’t accommodate (i.e. extended terms and strong advances on any year or make of vehicle).
What is the loan to value (LTV) maximum
For your most creditworthy buyer, the maximum LTV is 145% - this number will fluctuate depending on creditworthiness and debt serviceability.
How quickly do you fund a retail contract?
A complete retail contract package is typically funded within 24 hours of receipt.
How do I join the network of Axos Dealer Services dealerships?
Axos Dealer Services employs dealer relationship managers, each of whom is located within their assigned market area, to provide a readily available, knowledgeable, and well-informed resource to our dealership clients. We invite you to speak with one of them to learn how Axos Dealer Services can partner with your dealership to increase vehicle and finance gross with satisfactory service for customers. Visit the Contact Us page for contact information.