Auto Dealer Services Team

At Axos Dealer Services, we provide solutions to accommodate your customers while helping you close more deals, improve gross profits, and increase back-end income.


Contact a Dealer Relationship Manager

Our dealer relationship managers have the experience and expertise to help you close more sales, and we operate in a growing network of states across the country. Contact us today to achieve your goals.

Our underwriting hours

  • 7 a.m. to 7 p.m. PT Mon-Sat
  • 9 a.m. to 6 p.m. PT most holidays, closed Sundays

  • Have a question? Email: [email protected]

    Current Axos Dealer Services

    Arizona

    California

    Ray Deethardt | Inland Empire

    303-656-3872

    [email protected]

    Ray Deethardt | Orange County

    303-656-3872

    [email protected]

    Ray Deethardt | Sacramento & Central Valley

    303-656-3872

    [email protected]

    Ray Deethardt | San Diego

    303-656-3872

    [email protected]

    Colorado

    Delaware

    Florida

    Georgia

    Idaho

    Illinois

    Indiana

    Iowa

    Kansas

    Wayne Humphreys|Wichita

    407-267-8278

    [email protected]

    Kentucky

    Maine

    Minnesota

    Missouri

    Nevada

    New Hampshire

    New Mexico

    North Carolina

    Ohio

    Pennsylvania

    South Carolina

    Tennessee

    Texas East

    Texas West

    Vermont

    Washington State

    Wisconsin

    Future Axos Dealer Services

    Alabama

    Coming soon, please contact [email protected] for more information.

    Arkansas

    Coming soon, please contact [email protected] for more information.

    Connecticut

    Coming soon, please contact [email protected] for more information.

    Maryland

    Coming soon, please contact [email protected] for more information.

    Michigan

    Coming soon, please contact [email protected] for more information.

    Mississippi

    Coming soon, please contact [email protected] for more information.

    Montana

    Coming soon, please contact [email protected] for more information.

    Nebraska

    Coming soon, please contact [email protected] for more information.

    North Dakota

    Coming soon, please contact [email protected] for more information.

    Oklahoma

    Coming soon, please contact [email protected] for more information.

    Oregon

    Coming soon, please contact [email protected] for more information.

    South Dakota

    Coming soon, please contact [email protected] for more information.

    Utah

    Coming soon, please contact [email protected] for more information.

    Virginia

    Coming soon, please contact [email protected] for more information.

    Wyoming

    Coming soon, please contact [email protected] for more information.

    Contact Us

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    Frequently Asked Questions

    Can my dealership use your program?

    The retail contract program offered by Axos Dealer Services is presently available to franchised and select independent dealerships in Arizona, California, Colorado, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Mexico, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Vermont, Washington, Texas, and Wisconsin. In the future, Axos Dealer Services will be available in Alabama, Michigan, Oregon, Mississippi, Virginia, Maryland, Oklahoma, Arkansas, Nebraska, Connecticut, Utah, Wyoming, South Dakota, North Dakota, and Montana.


    Are you a full spectrum lender?

    No, our singular focus is on a segment of your prime buyers who are well-established, have a solid income and a strong credit history and are seeking a payment or deal structure your traditional finance sources simply don’t accommodate (i.e. extended terms and strong advances on any year or make of vehicle).


    What is the loan to value (LTV) maximum

    For your most creditworthy buyer, the maximum LTV is 145% - this number will fluctuate depending on creditworthiness and debt serviceability.


    How quickly do you fund a retail contract?

    A complete retail contract package is typically funded within 24 hours of receipt.


    How do I join the network of Axos Dealer Services dealerships?

    Axos Dealer Services employs dealer relationship managers, who are located within their assigned market area to provide a readily available, knowledgeable, and well-informed resources to our dealership clients. Please reach out to [email protected] to learn more about how Axos can partner with your dealership.