Equipment Finance
Solutions to help your business thrive.
Our diverse selection of equipment financing options offers access to capital with the added security of working with a nationally trusted bank. Whatever your needs, we can help construct an equipment leasing and financing solution to complement your business goals.
Features
- Security of an FDIC-insured bank
- Common sense underwriting
- Access to substantial capital
- Expert team with significant experience
- Financing from $500,000 to $50 million
- Nationwide platform with diversified collateral experience
Funding Your Transaction
Our underwriting criteria concentrates on cash flow and debt service coverage in addition to net income, tangible net worth, leverage, and the forced liquidation value of collateral to help overcome issues and provide financing solutions to grow your business.
Eligible Collateral
- Computers, software, and servers
- Furniture, fixtures, and equipment
- Customization, consulting, installation, and training
- Telephone systems and other office automation
- Application and operating software
- Manufacturing equipment, including installation and engineering costs
- Medical diagnostic systems, software, and ancillary equipment
- Aircraft
- Construction and other essential use assets
Product Options
- Operating Leases
- Capital Leases
- True Leases
- Tax Leases
- Fixed Purchase Option Leases
- Non-Tax Operating Leases
- Equipment Loans
- Pre-Approved Commitment Lines
- Step-up Leases and Seasonal Payments
- Project Funding
- Sale and Lease Back
Learn What Sets Us Apart
Cleaner Financial Statements
Properly structured equipment facilities to improve balance sheet presentations and assist in asset/liability management.
Favorable EBITDA
An accurate reflection of your company's performance and financial strength by maintaining favorable EBITDA without giving up economic and distinct tax benefits.
Strategic Monthly Payments
A calculated approach that balances monthly payments versus overall costs and accommodates cash flow requirements, capital considerations, and financial goals.
Industry Expertise
With experience that spans three decades and a diverse client base, we are experts at designing equipment financing options for the following industries:
Agriculture
Your needs extend beyond your land and heavy machinery. We can finance all of your needs from balers to trailers.
Transportation and Material Handling
Modern equipment is vital to the success of your operation. Financing the purchase of aircraft, warehouse equipment, forklifts, and trucks can help you operate more effectively.
Construction
Contractor, business owner, dealer, or manufacturer, you rely on equipment. We provide pre-approved equipment lines on new and used equipment at the auction yard or the dealer showroom.
Healthcare
Staying on the cutting edge side of technology is essential. Securing new or used equipment financing with an option of a sale-leaseback can help you afford the equipment you need for the best patient care.
Manufacturing
Replacing outdated equipment and updating technology are predictable expenses. Customized financing can help you increase cash flow and maximize the initial return on your investment.
Energy
Adhering to emission regulations and improving safety measures are your top priorities. Secure a competitive advantage through a unique financing alternative designed specifically for the energy industry.
Technology and Service
Software, computers, servers, phone systems, and networking are the lifeblood of your business. Experience counts when structuring a technology lease to fit your specific requirements and match the useful life of the equipment.
Insurance
Keep your capital surplus strong through fixed asset financing alternatives and leasehold improvements. Complimentary evaluation available to provide you with a customized solution. View our proven solution to strengthen your statutory balance sheet.
Pharmaceutical and Laboratory
Finding the right lending option can be challenging. Obtaining flexible equipment-financing solutions that accommodate complex revenue scenarios can fuel your cash reserves and long-term growth.
Renewable Energy and Investment Tax Credit
We will have a new solution to promote the investment in power-generating renewable energy installations. Ask us for more details.