Online Savings Accounts
Discover the ultimate in high-yield savings accounts
Unlock the potential of your savings with Axos Bank's best-in-class personal savings accounts. Seamlessly open accounts online within minutes and say goodbye to monthly fees in a world where your money works harder for you.
Compare our best savings accounts.
Find savings account options that fit your financial goals, all enhanced with mobile banking convenience and a streamlined online application process.
Axos ONE®
This savings and checking bundle has it all.
KEY FEATURE
Earn up to 4.46% APY** on savings; 0.51% APY** on checking.
- No monthly maintenance, balance, opening, or overdraft fees
- Early payday: Get paid up to 2 days early1
- Eligible for expanded FDIC insurance for up to $265 million
Summit Savings
Keep more savings with no minimums.
KEY FEATURE
Simple, high-yield savings earning a competitive 4.00% APY*.
- No minimum balance for APY
- No monthly maintenance fees
- No minimum initial deposit
Unlock the advantages of banking with Axos.
Fast online and mobile banking
Bank seamlessly anytime, anywhere with cutting-edge banking services, offering full accessibility via our user-friendly mobile app.
Get advanced account security
Enjoy quick, easy everyday banking with features like biometric login and real-time fraud monitoring for a secure experience.
Meet your financial assistants
Evo is our 24/7 virtual assistant—get support when you need it. You can also speak to a human via our customer service line.
Your deposits are protected with FDIC insurance up to $250K.
Or up to $500K with a joint account. Need more coverage? Access up to $265MM with Axos Bank InsureGuard+ Savings through IntraFi® Network DepositsSM.
More ways to improve your banking
First Savings
Introduce your teen to personal finance done right. Start young savers with an account tailored to earn 0.25% APY* on funds with no monthly maintenance fees.
Certificates of Deposit
CDs offer guaranteed returns with fixed rates, protecting your principal while earning higher interest. Your money grows predictably with daily compounding and FDIC insurance up to $250,000.
What is an online savings account?
An online savings account is a smart, secure, convenient way to grow your savings through a digital platform or mobile app.
- Easily deposit, withdraw, and manage your funds online.
- Enjoy higher yields, no maintenance fees, and the flexibility to reach your financial goals from anywhere with an internet connection.
- Experience competitive interest rates and 24/7 access.
All in one App
Drive your savings growth with the Axos app.
The power of the Axos app provides savings account holders with easy access to smart and efficient money management tools designed to enhance your financial growth and security.
Frequently Asked Questions
Can I open a savings account online?
Of course. Just open your account seamlessly through our user-friendly online platform, providing you with access to a range of innovative digital banking solutions tailored to your needs. Experience the ease of managing your savings from the comfort of your own home with Axos.
How does an online savings account work?
An online savings account operates by providing a secure platform for you to deposit and grow your savings digitally, offering convenient access to your funds, competitive interest rates, and the flexibility to manage your finances anytime, anywhere through our cutting-edge online banking features. With Axos, the future of banking is at your fingertips as your savings work smarter for you.
Are Axos savings accounts FDIC insured?
Of course. All Axos savings accounts are FDIC insured, offering you peace of mind knowing that your funds are protected up to the maximum limit allowed by law. With Axos Bank, your savings are not only secure, but also positioned for growth in a trusted, innovative digital banking environment.
Can you regularly add to the balance for online savings account?
With Axos' online savings accounts, you have the flexibility to add to your balance regularly, enabling you to grow your savings effortlessly while benefiting from our secure, innovative digital banking solutions. Take control of your financial future with Axos, where every deposit contributes to your financial well-being with ease and convenience.
How do I access my Axos savings account online?
Accessing your Axos savings account online is simple and convenient. Just log in to our secure online banking platform using your login credentials, where you can view your account balance, make transfers, set up direct deposits, and manage your savings effortlessly.