Auto Loans

Whether you’re buying a car or refinancing your current auto loan, we make the process easy and help you get a lower monthly payment.

Auto Purchase Loans

With terms up to 96 months*, Axos Bank can help you buy the car you want at a monthly payment that works for you. A smarter auto loan that puts the power in your hands.

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Auto Refinance Loans

We refinance your existing auto loan to give you a monthly payment that works better for your budget. Our online process is fast and easy so you can start saving now.

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Auto Loan Features

  • Terms up to 96 months* to get the monthly car payment you want
  • No payment for up to 90 days, giving you a break before your payments begin
  • Financing for new and used vehicles
  • Financing for vehicles of any age

© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

This is not a commitment to lend. Loans are provided based on approved credit, income, and identity verification. The final loan agreement will depend on these factors plus the loan amount and term selected. Not all applicants will qualify. Programs, rates, terms, and conditions are subject to change without notice. Restrictions may apply.

* An example loan of $25,000 with origination fee of $598 and a term of 96 months results in an Annual Percentage Rate (APR) of 5.94% and has a monthly payment of $319.96.