Business banking services

Simplify operations with integrated banking tools.

Streamline the way you manage money, payments, and accounting. Axos provides a complete set of digital tools that make banking easier, faster, and more secure.

Merchant Services

Celero

How Celero makes these services work for you.

Industry-leading provider with a high-tech and high-touch approach to payment processing.

  • Security Payment Card Industry (PCI) compliance.
  • ACH and billings solutions.
  • E-commerce solutions.
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Payroll Services

ADP

How ADP makes these services work for you.

With Roll™ by ADP®, you get easy mobile payroll solutions.

  • Unlimited payroll and tax filing.
  • Empower employees with anytime access to manage their own payroll info.
  • Give raises and bonuses with a few clicks.
  • Exclusive Axos rate: Roll by ADP® for $31/mo + $5 per employee.
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Treasury Management

Axos

Specialized banking solutions designed to help your business.

Streamline your operations with faster, more efficient solutions to help grow your small business.

  • Sophisticated fraud and risk management solutions.
  • Comprehensive suite of reporting and reconciliation tools.
  • Greater control of user entitlements such as improved segregation, dual approvals and more.
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Business Lending

Centerstone

Low-cost SBA loans designed for small businesses.

  • Up to 90% financing for qualified applicants.
  • Lower down payments.
  • Longer terms.
  • Fully amortized loans, no balloon payments.
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What are business banking services?

Business banking services provide companies with specialized financial solutions and expert guidance to manage cash flow, grow funds, and access capital efficiently. 


Unlike personal banking, these services include tools tailored for business operations, risk management, and long-term growth.

Have questions? We’re here to help.

By providing your phone number and clicking Submit, you have agreed to these Terms and Conditions, and you have agreed to receive automated SMS text messages, calls, and emails for any purpose including but not limited to marketing of products and services by Axos Bank. You understand and agree that such messages may be sent via Automatic Telephone Dialing System and/or artificial or pre-recorded voice, and that such consent is not a condition of receipt of any good or service. Mobile carrier messages and data rates may apply. You may opt out at any time.

All in one App

Your business dashboard is always in your pocket.

Monitor cash flow, approve payments, and transfer funds instantly. Download the Axos mobile app to access your business accounts 24/7, integrate with QuickBooks, and make smarter financial decisions, all from your phone.



Frequently asked questions

What are merchant services?

Merchant services give businesses the ability to accept payments securely and efficiently, including credit and debit card transactions. These solutions cover payment processing, hardware and software for in-person and online sales, plus tools like gift card programs and cash advances.

What are payroll services?

Payroll services help businesses manage employee pay and tax obligations with ease. These providers calculate wages, withhold taxes, process payments, and file required tax forms, ensuring compliance and reducing administrative burden.

What is treasury management?

Treasury management services provide businesses with advanced tools to manage cash flow, liquidity, and financial risk while improving efficiency and security. These solutions include cash and liquidity management, payment and receivables processing, fraud protection, and investment options.

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Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

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