Business banking services
Simplify operations with integrated banking tools.
Streamline the way you manage money, payments, and accounting. Axos provides a complete set of digital tools that make banking easier, faster, and more secure.

Merchant Services
Celero
How Celero makes these services work for you.
Industry-leading provider with a high-tech and high-touch approach to payment processing.
- Security Payment Card Industry (PCI) compliance.
- ACH and billings solutions.
- E-commerce solutions.
Payroll Services
ADP
How ADP makes these services work for you.
With Roll™ by ADP®, you get easy mobile payroll solutions.
- Unlimited payroll and tax filing.
- Empower employees with anytime access to manage their own payroll info.
- Give raises and bonuses with a few clicks.
- Exclusive Axos rate: Roll by ADP® for $31/mo + $5 per employee.
Treasury Management
Axos
Specialized banking solutions designed to help your business.
Streamline your operations with faster, more efficient solutions to help grow your small business.
- Sophisticated fraud and risk management solutions.
- Comprehensive suite of reporting and reconciliation tools.
- Greater control of user entitlements such as improved segregation, dual approvals and more.
Business Lending
Centerstone
Low-cost SBA loans designed for small businesses.
- Up to 90% financing for qualified applicants.
- Lower down payments.
- Longer terms.
- Fully amortized loans, no balloon payments.
What are business banking services?
Business banking services provide companies with specialized financial solutions and expert guidance to manage cash flow, grow funds, and access capital efficiently.
Unlike personal banking, these services include tools tailored for business operations, risk management, and long-term growth.
Have questions? We’re here to help.
All in one App
Your business dashboard is always in your pocket.
Monitor cash flow, approve payments, and transfer funds instantly. Download the Axos mobile app to access your business accounts 24/7, integrate with QuickBooks, and make smarter financial decisions, all from your phone.

Frequently asked questions
What are merchant services?
Merchant services give businesses the ability to accept payments securely and efficiently, including credit and debit card transactions. These solutions cover payment processing, hardware and software for in-person and online sales, plus tools like gift card programs and cash advances.
What are payroll services?
Payroll services help businesses manage employee pay and tax obligations with ease. These providers calculate wages, withhold taxes, process payments, and file required tax forms, ensuring compliance and reducing administrative burden.
What is treasury management?
Treasury management services provide businesses with advanced tools to manage cash flow, liquidity, and financial risk while improving efficiency and security. These solutions include cash and liquidity management, payment and receivables processing, fraud protection, and investment options.