Axos Bank Referral Program
Share Axos. You both win.
Invite a friend or business to Axos, and you both could get a bank referral bonus. No limits on how much you can earn.
- Invite friends or businesses
- Earn cash rewards for qualifying referrals
- Your friend also earns and qualifies
- Keep earning with every successful enrollment
- Gift a friend $500 towards a mortgage
Good advice pays.
Know someone who deserves better banking? Refer them to Axos and earn a bonus* when they open a qualifying account.
Axos ONE®
Earn $50 when friends open and fund our bundled checking and savings accounts.
Axos Checking
Get $100, give $100 when you refer a friend who opens our fee-free Axos Checking account.
Summit Savings
Get $50, give $50 when you invite a friend to open our high-yield Summit Savings account.
Personal Loan
Earn $100 for yourself and give $100 to a friend when they take out a personal loan with Axos.
Mortgage
Help a friend save $500 on closing costs once their mortgage has been funded.
Basic Business Checking
Earn up to $50 when you refer a business that opens a fee-free Business Basic Checking account.
Business Premium Savings
Earn up to $50 when you refer a business that opens a high-yield Business Premium Savings account.
All-in-one App
Share Axos and track your rewards in the app.
The Axos app makes it easy to share your referral links, track successful referrals, and stay on top of your rewards.
Frequently Asked Questions
Which accounts can I recommend?
You can refer friends to Axos ONE®, Axos Checking, Summit Savings, Personal Loans, and Mortgages through our referral program — with business referrals available for Business Basic Checking and Business Premium Savings as well. Rewards vary by product. For some, you'll both earn; for others, like Mortgage, the reward goes entirely to your friend.
Will I automatically get the $50 after my friend opens an account?
It depends on the product. For most referrals, your bonus will be deposited into your account within 21 days of your statement cycle end once your referred friend meets all eligibility requirements. For Mortgage referrals, the reward goes to your friend — they'll receive $500 toward closing costs once their loan is funded. No advocate reward applies for that product.
I opened a new account, but I didn't use the referral link. Will I still get the bonus?
Only referrals using the unique program link will qualify to participate in the program. To make sure you receive your reward, your friend must use your unique link during account opening or loan application.