It's Your Lucky Day
Congratulations! You have been chosen by a friend to receive a $20 gift* on behalf of Axos Bank. Follow the directions below to open a new account and claim your gift today.
A Common Sense Approach
We look beyond the numbers to determine the true value and risk of a borrower
Get a LoanChecking
Take control of your finances and find a checking solution that fits your needs. Access your money anytime using your computer or mobile device.
Learn MoreChecking
Take control of your finances and find a checking solution that fits your needs. Access your money anytime using your computer or mobile device.
Learn MoreCommercial Banking
We customize treasury management solutions to meet the needs of your organization.
Partner with Us
Grow your client list today by offering the competitive interest rates available from Axos Bank
Partner with Us$0 Lender Fee* on Home Loans
Our best offer ever on home loans. Don't miss this limited time offer! Get a Quote$0 Lender Fee on Home Loans
Our best offer ever on home loans. Don't miss this limited time offer! Get a QuoteSavings
Keep your hard-earned money in your wallet and benefit from safe, secure financial growth with our leading interest rates.
Learn MoreSmall Balance Commercial Real Estate
Try our fast and streamlined loan process
Open a Business Banking Account
Designed to move your business forward. Speak to a Relationship Manager at 844-678-2726
Open An AccountCongratulations! You have been chosen by a friend to receive a $20 gift* on behalf of Axos Bank. Follow the directions below to open a new account and claim your gift today.
There’s a reason why MyBankTracker named Axos Bank one of the Best Online Banks of 2019.
With Essential Checking, you get all the benefits of online banking and none of the fees. That means no service fees, no maintenance fees, no overdraft fees, and no non-sufficient funds. We’ll even reimburse all domestic ATM fees and deposit your paycheck up to two days early with direct deposit.1
Open an Account
Open a zero-fee Essential Checking account using the Open and Account button below.
Add Funds & Direct Deposit
Once you’re approved for a new account, enroll in direct deposit and maintain an average daily balance of $500.
Get Paid
We’ll deposit $10 after the first full calendar month of account funding.* After you set up direct deposit and maintain a daily average balance of $500 for the first 60 days, we’ll deposit another $10.
Open an Account
Open a zero-fee Essential Checking account using the Open an Account button below.
Sign Up for Direct Deposit
Once you’re approved for a new account, enroll in direct deposit.
Get Rewarded
You’ll receive $20 once $500 in direct deposit funds has been deposited in your new Essential Checking account.*
Absolutely.
As an online bank, we don’t need to charge you for services other banks call perks. That means zero service fees, zero overdraft fees, zero non-sufficient funds fees, and zero minimum balance requirements. We’ll even reimburse all fees you incur from domestic ATMs.
To be eligible for the $20 referral bonus, you must:
The $20 Referral gift will be deposited into your account within 7 business days of your statement cycle end once your referred friend meets eligibility requirements.
NOTE: Customers who have previously owned an Axos Bank account are not eligible to receive a referral bonus.
A direct deposit is an electronic deposit of funds to a checking or saving account. For Axos Bank accounts, qualifying direct deposits are deposits of regular monthly income - such as your salary, pension, or Social Security benefits- which are made by your employer or other payer using the account and routing numbers that you provide to them.
We are a technology-driven online bank that offers a wide variety of checking accounts, savings accounts, loans, and business financing. Since 2000, we have helped customers get the most value from their money.
By combining human insight with digital expertise, we offer customers lower fees, higher savings, and smarter banking technology.
If you’re tired of traditional checking accounts’ high fees and hidden costs, online bank accounts are a great option.
Because we’re an online bank, we have lower operating costs. This means zero fees, higher interest rates, and a collection of digital tools for simple money management. And because we’re backed by the FDIC, you can rest assured that your money is safe with us.
You can open a new Essential Checking account by submitting an application here. All you need is a valid ID, your social security number, and 15 minutes.