Skip to main content

It's Your Lucky Day

Congratulations! You have been chosen by a friend to receive a $50 bonus* on behalf of Axos Bank. Follow the directions below to open a new account and claim your bonus today.

★★★★★

One of the Best Online Banks

2022 Forbes Advisor

★★★★★

One of the Best Checking Accounts

2022 MyBankTracker

★★★★★

Top 20 Checking Accounts

2022 GOBankingRates

Here's how easy it is.

Step 1

Open an Account

Open a zero-fee Essential Checking or Rewards Checking account using the Open an Account button below.

Step 2

Sign Up for Direct Deposit

Once you’re approved for a new account, enroll in direct deposit.

Step 3

Get Rewarded

You’ll receive $50 once $1,000 in direct deposit funds has been deposited in your new Essential or Rewards Checking account.*

Essential Checking

The zero-fee checking account.

  • Zero fees
  • Unlimited ATM fee reimbursements
  • Early direct deposit1

Rewards Checking

The high-interest checking account.

  • Up to 1.25% APY**
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
  • Only $50 to open an account

Frequently Asked Questions

  • Absolutely.

    As an online bank, we don’t need to charge you for services other banks call perks. That means zero service fees, zero overdraft fees, zero non-sufficient funds fees, and zero minimum balance requirements. We’ll even reimburse all fees you incur from domestic ATMs.