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It's Your Lucky Day

Congratulations! You have been chosen by a friend to receive a $50 bonus* on behalf of Axos Bank. Follow the directions below to open a new account and claim your bonus today.


One of the Best Online Banks

2022 Forbes Advisor


One of the Best Checking Accounts

2022 MyBankTracker


Top 20 Checking Accounts

2022 GOBankingRates

Here's how easy it is.

Step 1

Open an Account

Open a zero-fee Essential Checking or Rewards Checking account using the Open an Account button below.

Step 2

Sign Up for Direct Deposit

Once you’re approved for a new account, enroll in direct deposit.

Step 3

Get Rewarded

You’ll receive $50 once $1,000 in direct deposit funds has been deposited in your new Essential or Rewards Checking account.*

Essential Checking

The zero-fee checking account.

  • Zero fees
  • Unlimited ATM fee reimbursements
  • Early direct deposit1

Rewards Checking

The high-interest checking account.

  • Up to 3.30% APY**
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
  • Only $50 to open an account

Frequently Asked Questions

  • Absolutely.

    As an online bank, we don’t need to charge you for services other banks call perks. That means zero service fees, zero overdraft fees, zero non-sufficient funds fees, and zero minimum balance requirements. We’ll even reimburse all fees you incur from domestic ATMs.