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Keep Every Penny You Put Into Your Rewards Checking Account:

  • Make Unlimited Withdrawals From Any Domestic ATM for Free
  • Never Pay Monthly Maintenance Fees Again
  • No Need to Keep a Minimum Balance to Avoid Fees
  • No Overdraft or Non-Sufficient Fund Fees

Rewards Checking

 
Rewards Checking
Tier APY* Rate
Receive monthly direct deposits totaling $1,000 or more 0.4166% 0.4166%
Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) 0.4166% 0.4166%
Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction) 0.4166% 0.4166%
Total 1.25%

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Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read our FDIC Notice.

Axos Bank NMLS# 524995

*The Annual Percentage Yield (APY) is accurate as of This is a tiered, interest earning variable rate account. All daily collected balances up to and including $150,000 will earn interest based on the combined rate rewards. All daily collected balances greater than $150,000 will not earn interest. Your annual percentage yield can be as high as 1.25% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1,000 or more each month will earn 0.4166%; at least ten (10) point-of-sale transactions per month using your Rewards Checking Visa Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn 0.4166%; and adding five (5) or more point-of-sale transactions per month using your Rewards Checking Visa Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn 0.4166%. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to the account. At the time of your statement cycle date we will determine the combined products and services used since the previous cycle date to determine the aggregate interest rate to apply to your current statement cycle. We will use the daily balance method to calculate the interest on your account. We may change the interest rate paid for products and services used and the annual percentage yield at the Bank's discretion any time without notice. Fees may reduce earnings.