Keep Every Penny You Put Into Your Rewards Checking Account:
- Get unlimited reimbursements from any domestic ATM
- Never pay monthly maintenance fees again
- No need to keep a minimum balance to avoid fees
- No overdraft or non-sufficient fund fees
Rewards Checking: Earn up to 1.00% APY*
| How To Earn Interest | APY* | Rate |
|---|---|---|
| Direct Deposit: Receive monthly direct deposits totaling $1,500 or more. | 0.40% | 0.40% |
| Direct deposit is required to unlock your other interest-earning options | ||
| Debit Card Spending or Personal Finance Manager: Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Personal Finance Manager (PFM) “Account Aggregation” in Online Banking. | 0.30% | 0.30% |
| Managed Portfolios: Maintain an average daily balance of $2,500 per month in an Axos Invest Managed Portfolios Account. | 0.10% | 0.10% |
| Self Directed Trading: Maintain an average daily balance of $2,500 per month in an Axos Invest Self Directed Trading Account. | 0.10% | 0.10% |
| Loan Payment: Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible. | 0.10% | 0.10% |
| Total | 1.00% | Apply Now |
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Since our founding, we’ve specialized in accounts and features that make your life easier. Intuitive technology. Eliminated fees. High returns. This is banking that’s built for you.
