Skip to main content
Axos logo

Keep Every Penny You Put Into Your Rewards Checking Account:

  • Make Unlimited Withdrawals From Any Domestic ATM for Free
  • Never Pay Monthly Maintenance Fees Again
  • No Need to Keep a Minimum Balance to Avoid Fees
  • No Overdraft or Non-Sufficient Fund Fees

Would you rather speak with a representative? Give us a call.

Axos Bank Consumer Sales
(855)263-4333

Open Your Account Today
Must be a U.S. citizen or Resident Alien to apply.

Born Digital, we’re America’s most experienced online bank.

No fee checking

Axos Bank is a federally chartered, FDIC-insured, full-service bank. We just happen to be digital. Since our founding in 2000, we have received many awards, including the prestigious “Best of the Biggest Public Thrifts” award for five years and counting.

© 2019 Axos Bank, All Rights Reserved
Disclosures Privacy

Bank products and services are offered by Axos Bank™. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read our FDIC Notice.

Axos Bank NMLS# 524995

1The Rewards Checking Account allows you to control your interest rate reward based on the products/services used during the month. This is a tiered, interest earning variable rate account. All daily collected balances up to and including $150,000 will earn interest based on the combined rate rewards. All daily collected balances greater than $150,000 will not earn interest. Your annual percentage yield can be as high as 1.25% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1,000 or more each month will earn .4166%; at least ten (10) point-of-sale transactions per month using your Rewards Checking Visa Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn .4166%; and adding five (5) or more point-of-sale transactions per month using your Rewards Checking Visa Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn .4166%. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to the account. At the time of your statement cycle date we will determine the combined products and services used since the previous cycle date to determine the aggregate interest rate to apply to your current statement cycle. We will use the daily balance method to calculate the interest on your account. Please see our Schedule of Interest Rates on our Website for the current interest rates and annual percentage yield. We may change the interest rate paid for products and services used and the annual percentage yield at the Bank's discretion any time without notice. Fees may reduce earnings.