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Business Interest Checking

The preferred checking account for San Diego's busy small business owners.

Up to 1.01% APY*

compounded daily
View rates


domestic ATM fee reimbursements


minimum opening deposit

No Fees

on $5,000 minimum average daily balance1


set of first 50 checks

Upgrade From Traditional Banking

With Business Interest Checking, you get all of the features you need, with none of the constraints of traditional banks.

  • Online & Mobile Banking
  • Custom Alerts
  • Online Bill Pay
  • Visa Debit Card
  • Advanced Security Features

You've Earned It

Your smart financial decisions should be rewarded with access to better banking. Business Interest Checking is best suited for those who:

  • Have a spotless banking and credit history
  • Operate a primarily cashless business in an unrestricted industry
  • Enjoy the convenience and flexibility of 100% digital banking
Open an Account

All In One Banking

As an Axos customer, you’ll get more than just a great checking account for your small business. You’ll also get access to a full suite of leading consumer products to help you take your personal financial goals to the next level.

Checking Accounts

Savings Accounts



Personal Loans

Auto Refi Loans

Recognized for Quality Products and Services

Headquartered in San Diego, we’ve been recognized both locally and nationally for our dedication to delivering customer-friendly products for nearly 20 years. Experience why Fundera, NerdWallet and FitSmallBusiness have rated us among the best banks for small businesses.

"Banking at its best!"

"I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option."

Daren S. | San Diego

"Highly Recommend"

"I opened a Checking and Savings account through Axos Bank and have been satisfied with their great customer service and online banking experience. Their app helps keep me in budget."

Adam O. | San Diego

"Higher rates than other banks"

"No fees and the interest rate they pay on my account is FAR more than either Wells Fargo or Bank of America was paying me. Customers service handles issues quickly."

Robert R. | San Diego

Business Interest Checking Rates

Don't settle for meager interest yields. As a digital bank, out overhead costs are lower than typical brick-and-mortar banks. This means smarter savings for you and more money for your business.
Business Interest Checking Rates
Balance APY* Rate
$0 - $49,999.99 1.01% 1.01%
$50,000 - $249,999.99 0.20% 0.20%
$250,000 - $499,999.99 0.10% 0.10%
$500,000 - $699,999.99 0.10% 0.10%
$700,000 - $999,999.99 0.10% 0.10%
$1,000,000 - $4,999,999.99 0.10% 0.10%
$5,000,000 or More Contact a Business Banking Relationship Manager at 844-678-2726 for current rates

Upgrade to Banking Evolved

Leave traditional banking behind and upgrade to Business Interest Checking.