All of the Features, None of the Fees
with Golden Checking
No fees. 0.20% APY.* Free personal checks.** 100% online. For customers aged 55 and older.
Get More with Golden Checking
Other banks charge as much as $30 for checks. With Golden Checking, you get 2 free boxes of checks every year.
Innovative Banking Features
View transactions and account details
Aggregate all your bank accounts into a
Set up and manage alerts
Deposit checks and pay bills
Integrate 3rd party apps like Mint and Venmo
Refer friends and earn cash
|Golden Checking||Average Checking Accounts|
|Zero Monthly Maintenance Fees||$165.59/Year1|
|Zero Overdraft Fees||$32.30/Year1|
|$8 Reimbursed/month ATM Fees||$56.28 ATM Fees/Year1|
|$50 Opening Deposit requirement||Opening Deposit Requirement Varies|
|Zero Minimum Balance requirement||Minimum Balance Requirement|
|Free Incoming Wires||$13.88/Incoming Wire2|
|Free Checks Semianually||No Checks on Account Open|
|0.20% APY*||0.03% APY3|
|Average Checking Accounts|
|$56.28 ATM Fees/Year1|
|Opening Deposit Varies|
|Minimum Balance requirement|
|No Checks on Account Open|
We're a Bank You Can Count On
For 20 years, Axos has been a leader in digital banking. And as an FDIC-insured, publicly traded company with offices and employees across the US, we have the foundation to support you and stay ahead of your evolving financial needs.
Keeping your money and information secure is our top priority. We use a number of advanced security features to protect and monitor your accounts.
Even though we are a digital bank, you can still find help when you need it. You can speak with a U.S. based representative 24/7 or chat with our virtual financial assistant Evo.
Get more than just a great checking account. Axos offers a full suite of financial products including mortgages, investing, checking, loans, and small business banking.
I love this bank. I love the security measures they take to keep your account and information safe. Customer services is fast and always polite. All around great bank and free banking!!
Axos bank is amazing! Always had best customer service, I love the no fees! Everything!
Excellent customer service, personal, and compassionate with resolution.
Golden CheckingNew funds required
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