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4.6 out of 5 stars

Lending Tree


4.5 out of 5 stars



Best Online Bank


Axos Bank Is a Leader in Innovative Home Loans

We’re not your typical lender. We let you skip the mortgage broker, saving thousands in broker fees and origination costs. And we give you a frictionless, 24/7 digital experience, backed by exceptional service.

  • Loan amounts from $150,000 and up
  • Bridge-to-sale loans
  • Interest-only options
  • No limit cash out

Customize Your Mortgage

We offer a wide selection of loan options so you can get a mortgage that meets your specific needs.

Have a unique situation? Call 888-277-9837 to talk with a mortgage expert.


Borrow $150,000 to $30 million+

Rate Types

Fixed Rate & Adjustable Rate (ARM)


15-, 20-, 30-, and 40-year Interest-only options available

Property Types

Owner-Occupied, Second Home, and Investment Properties

Flexible Underwriting

Options include investor, self-employed, and business owner financing.

  • Standard underwriting with W-2 established income
  • Investment property DSCR
  • Pledged asset and cross-collateralization programs
  • Delayed purchase and cash recapture up to 12 months after purchase
  • Asset utilization and bank statement underwriting
  • Privacy mortgages and entity vesting
  • 1-year streamlined documentation

We Can Help You Reach Your Homeownership Goals

Loans designed for your unique needs

A streamlined home loan process

Smart technology and useful tools

Real savings through lower rates and fees

Options customized for today’s homeowner

Superior service from mortgage experts

Ready to apply?

Our online application is quick and easy to use. Let’s go!