Refer a Small Business

Holiday offer:
Give $100, get $100.

If you refer one of our eligible Axos small business accounts to another small business, we’ll deposit $100* in their new account – and yours too. Just have that business use your unique link to get started through the Axos website or app.

Refer a Business

Get paid to refer a small business.

Refer another small business to Axos Bank - and you’ll both get rewarded when they fund their new account.*

Invite another business

Log in to online banking to get your unique referral link.

Get paid

Once that business opens an eligible account and meets its requirements, we'll put $100 in their account - and $100 into yours.*

Keep earning

Let your influence grow. You earn $100 for each qualifying new Axos small business customer that uses your referral link.*

Refer a Business

Frequently Asked Questions

Which accounts can I recommend?

Right now, you can refer Basic Business Checking and Business Premium Savings accounts through our referral program. We’ll keep you posted if this changes (please note that minors and trusts are not eligible to receive or share referrals).

Will I automatically get the $100 after my small business friend opens an account?

Have another small business open a new qualifying account using your unique referral link. That business must either complete:

  • A new funds deposit into their business checking account of $3,000 and maintain a minimum balance of $3,000 for 90 days after funding
    and/or

  • A new funds deposit into their Business Premium Savings account of at least $30,000 and maintain a minimum balance of $30,000 for 90 days after funding.

The $100 referral bonus will be deposited into your account within 30 days of your statement cycle end once your referred business meets all eligibility requirements.

I opened a new account, but I didn’t use the referral link. Will I still get the bonus?

Only referrals using the unique program link will qualify to participate in the program. To make sure you receive your $100 reward, the referrer's unique link must be used during account opening.

All in one App

Your business dashboard is always in your pocket.

Monitor cash flow, approve payments, and transfer funds instantly. Download the Axos mobile app to access your business accounts 24/7, integrate with QuickBooks, and make smarter financial decisions, all from your phone.



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© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

*

To qualify for the $100, your friend must meet the following Refer-a-Friend requirements:

  • New to Axos Bank and has never been the primary or joint owner or borrower of any Axos deposit account, loan, or investment account.

  • Open a new Basic Business Checking, Business Interest Checking, or Business Premium Savings account using your unique referral link.

  • Basic Business Checking or Business Interest Checking:

  • New funds deposit of at least $3,000 and maintain a minimum balance of $3,000 for 90 days after funding.

  • Business Premium Savings:

  • New funds deposit of at least $30,000 and maintain a minimum balance of $30,000 for 90 days after funding.

  • Approved account must be funded within 60 days of opening the new account.

There must be new funds to receive Refer-a-Friend credit. New Funds are defined as funds that did not originate from another Axos Bank account. A Direct Deposit is an electronic deposit of your paycheck or government benefits, such as Social Security or Disability. Other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.) or person-to-person payments are not considered a Direct Deposit. Account transactions may take one or more business days from the transaction date to post to the account.

The $100 Referral gift will be deposited into the Referrer’s open Axos liquid deposit account within 30 days once your referred friend meets all eligibility requirements. If no liquid deposit account is open and in good standing at the time of payout, the Referral gift may be forfeited. Refer-a-Friend gifts may be taxable as interest income and reported on IRS Form 1099-INT. Please consult your tax advisor.

The $100 Referred gift will be deposited into the Referred friend’s Basic Business Checking, Business Interest Checking, or Business Premium Savings account within 30 days of meeting all eligibility requirements. The Referred friend may only be eligible for one promotional reward per financial product/service category.

Customers will not earn a referral bonus if they refer themselves. Customers will not earn multiple bonuses if they open multiple accounts with Axos Bank. Customers will not earn a referral bonus if they are current employees of Axos Financial or its affiliates.

A referred friend will not earn a referral bonus if they have or had an existing funded Axos account, are declined, or do not use the unique referral link provided by the eligible referrer.

Axos Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year. Account must remain open for 90 days or an early closure fee of $100 may apply.

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