Online Banking
Manage your money with ease! Axos Bank's online banking platform provides the tools you need to stay on top of your finances.
Manage Your Money Easier
Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by auto-paying bills directly from your account.
Skip the bank line and send money fast with online wire transfers.
Got banking questions? Evo has answers! Evo is your virtual bank teller that’s here to meet your banking needs, 24/7. Simply log in and ask away.
Take the easy way into the app. iOS users use our app to quickly deposit a check, move money, or pay bills.
Need to switch banks? Use ClickSWITCH to transfer direct deposit payments to Axos in 3 simple steps.
Do More With Online Banking
No more trips to the bank: with remote check deposit, you can deposit funds from the comfort of your home.
Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.
Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle. Plus, when your friend meets our welcome bonus requirements, we’ll deposit $50 into your account – and theirs!
Get paid up to two days early when you set up direct deposit with your Essential Checking account.
Sync all your external accounts and manage them in one secure place.
Bank Safely
Activate, deactivate, or reactivate your debit card – all from your banking dashboard. Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.
Fingerprints, voiceprints, and facial recognition = peace of mind. At Axos Bank, your security is our top concern. Boost your account security with biometric authentication – and keep the scammers away.
See a transaction you don't recognize? Flag it directly in online banking and we'll assist you.
Want to stay up-to-date on your activity? We’ve got you covered. Turn on alerts and get real-time updates on your account activity. Get notified via text, push notifications, or email – it’s all up to you!
Your accounts are fully insured for up to $250,000 per depositor.
Digital tools at your fingertips.
Easier, smarter banking starts with the Axos all-in-one mobile app.
- Sync all financial accounts into one dashboard.
- Analyze your saving and spending behavior.
- Chat 24/7 with a virtual financial assistant.
- Add, move, and send money to friends and others.
- Automate your bill payments.
- Monitor your credit score for free.
You have questions - we have answers
What ATM'S can I use?
A: You can use any ATM nationwide. However, reimbursement of the ATM fees depends on the type of account you have. For a list of ATM locations, use our ATM Locator.
Compare the benefits of our various checking accounts and find out more about ATM fee reimbursements.
How do I deposit cash?
A: Through Axos Bank's partnership with Green Dot Network®, you can deposit cash into your account at nearly 100,000 of America's largest and most respected retailers including 7-Eleven, ACE Cash Express, CVS, Dollar General, Kroger, Rite Aid, Safeway, Walgreens, and Walmart.
Ask the cashier to add cash directly to your Axos Bank debit card at the register. Axos Bank does not charge a fee, but retailers may charge up to $4.95 per transaction. You can reload any amount from $20 to $500 (up to $1,000 at participating Walmart locations and up to $1,500 at participating ACE Cash Express locations), and funds are typically available for use on your card within 10 minutes. Visit AtTheRegister.com/locations to find a participating location near you.
ATM deposits are available at deposit taking ATM's which can be found using our ATM Locator.
How can I withdraw funds from my Savings Account?
A: Axos Bank savings accounts such as our High Yield Savings Account are true savings accounts that do not have the range of options to move money like a checking account. The options to withdraw funds from your savings account are:
Use your debit/ATM card at any ATM.
Log in to online banking to initiate a wire transfer.
Initiate a transfer of money to another financial institution.
How do I get a new or replacement bank card?
Log in to your online banking account and select the Accounts tab.
Select the account that corresponds with your debit/ATM card.
Underneath Debit Card, select the Request Replacement Card link.
How do I perform a wire transfer?
Log in to your online banking account and select the Move Money tab.
Select the Wire Transfer tab and complete the instructions.
What mortgages do you offer?
A: We offer a wide range of mortgage products to meet your needs. Find out more.
What are the up-front costs involved in buying a home?
A: There are two up-front costs that the buyer is responsible for when buying a home. First, there is earnest money, a nominal, good-faith deposit that shows you are serious about buying the home. It usually ranges from $500 to $2,000. Second, there is the down payment, which is a percentage of the cost of the home. The amount of the down payment depends on which type of loan you are using to purchase the home.
What should my down payment be?
A: The larger your down payment, the lower your monthly mortgage payment. However, your monthly payment will also depend on your credit history and the type of mortgage you choose. A standard down payment is 20%, but depending on the type of loan, the down payment can be anywhere from 0% (e.g., a VA Loan) to 3.5% (e.g., an FHA Loan) to 10% or more.
What are the minimum requirements for a personal loan?
A: Some of our minimum requirements* for a Personal Loan include:
Credit score of 700 or greater
Verifiable income
Loan amount between $5,000 and $35,000
2 years of well-established credit history
*Credit is subject to approval and all approvals are subject to underwriting guidelines.
How do I apply for an auto loan refinance?
A: Fill out our online application. It takes only a few minutes to complete.
How long does it take to be approved for an auto loan refinance?
A: It’s quick. You’ll receive a decision in less than 24 hours.
What are the basic loan and vehicle requirements?
A: The minimum credit score to qualify is 680, and the amount financed (your payoff) must be between $10,000 and $90,000. In addition, you must be current on your existing auto loan and, if applicable, your mortgage.
Your existing loan can’t be with us, and your existing lender must be FDIC or NCUA insured. Most banks, credit unions, and larger auto finance companies meet this requirement.
We will finance new and used personal-use cars, minivans, SUVs, and light trucks. Your vehicle must have less than 125,000 miles and be valued between $8,500 and $90,000 KBB retail.
We don’t refinance Daewoo, Saab, Oldsmobile, Suzuki, or Isuzu vehicles; commercial vehicles; recreational vehicles (RVs); ATVs; motorcycles; boats; motor homes; camper vans; branded title vehicles; lemon vehicles; or vehicles without a Vehicle Identification Number (VIN) or title issued. At our discretion, we may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.