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Pay Yourself Faster.

Direct Deposit Express skips the routine hold period so you can access your funds right away.* It’s your money, just faster!

Pay bills. Slash debt. Or, add funds to your savings account early for more compound interest.

Open An Account

Here’s How it Works:

1. Your employer submits payroll.
Your employer sends payroll instructions to their bank. Then, we get an alert that your paycheck is on its way.

2. We deposit your money early.
As soon as we get the deposit alert, we’ll deposit money into your account. This means you can access your funds up to two days early.

3. Your coworkers get paid later.
Most banks pay their customers after they process the paycheck. In other words, your coworkers will get paid up to two days later.

Already have an
Essential Checking account?

Direct Deposit Express is an auto-feature for Essential Checking customers with direct deposit. There’s no work required on your end. And, best of all, it’s free!

Don't have direct deposit?

Set Up Direct Deposit

We're The Kind of
Bank Worth Praising.

Frequently Asked Questions

What happens to my bill pay and scheduled transfers?


There will be no changes to your bill payments or scheduled transfers.

Do you offer Direct Deposit Express on monthly government benefits and/or tax refunds¹?

Yes, all direct deposits are eligible for Direct Deposit Express. you are paid as soon as we are notified of your incoming deposit (up to 2 days early).