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Start 2024 with a $300 bonus!

Use promo code AXOS300 when you open a new Rewards Checking account to receive a $300 bonus and up to 3.30% APY* to start your new year off right.

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The Axos Bank Difference

Banking Evolved is more than a tagline — it's who we are. By giving our customers the tools, information, and ability to make smarter choices, we empower them to make real progress toward their goals.

Leading Rates

Industry-leading rates mean more money to reach your goals faster.

Innovative Features

With online wire transfers, biometric identification, mobile deposits, we help make banking easier.

Lower Fees

From ATMs to monthly maintenance, lower fees take your money further.

Low-Fee Accounts for Smarter Money Management


Award-winning accounts to help you stay ahead of the challenges of modern life. Low to no monthly maintenance fees. Cash back rewards. Unlimited domestic ATM fee reimbursements. This is checking, evolved.


Grow your savings faster with interest compounded daily. No monthly maintenance fees. No minimum balance requirements. Industry-leading returns. Save smart, compound faster. This is savings, evolved.

Certificate of Deposit

Higher returns, zero risk. With a $1,000 minimum deposit, you can choose flexible terms between 3 to 60 months. All Certificate of Deposit (CDs) are FDIC-insured to the maximum allowable limits.

Flexible Loans with Low Interest Rates

Mortgage Loans

Get the guidance and support you need from experienced mortgage professionals. Low rates and fees. Diverse range of mortgage options. Exceptional service. Be confident in your home purchase.

Personal Loans

Fixed rates, fixed terms, fixed monthly payments. We provide the funds you need fast, with no collateral required.

Auto Refinance

Pay your loan off faster with better terms and lower monthly payments. Fast decision. Easy online process. Refinance amounts between $10 - $90K. This is auto refinancing, evolved.

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"I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option, it was a pleasure to receive Jane's clear, timely communications and responses during loan processing, and Diane was highly efficient through the close process."

Daron S.  |  San Diego, CA

Financial Articles & Tools

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HELOC or Cash-Out Refinance: Which Is Right for Me?

Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?