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Features

  • Earn up to 1.00%1 cash back on signature-based purchases
  • Unlimited domestic ATM fee reimbursement
  • No monthly maintenance fees
  • Unlimited check writing privileges
  • Minimum Balance Required to Open the Account: $50.00

Helpful Banking Features

Invite Friends

Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle. Plus, when your friend meets our welcome bonus requirements, we’ll deposit $20 into your account – and theirs!

Peer-to-Peer Payments

Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.

Account Alerts

Want to stay up-to-date on your activity? We’ve got you covered. Turn on alerts and get real-time updates on your account activity. Get notified via text, push notifications, or email – it’s all up to you!

Debit Card Management

Activate, deactivate, or reactivate your debit card – all from your banking dashboard. Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.

Biometric Authentication

Fingerprints, voiceprints, and facial recognition = peace of mind. At Axos Bank, your security is our top concern. Boost your account security with biometric authentication – and keep the scammers away.

Automate Your Bills

Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by auto-paying bills directly from your account.

Security You Can Count On

 
2-Step Authentication
For identity verification, we ask questions that only you know the answer to or we'll send a security code to your registered device.
 
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
 
Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
 
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.
 
Account Monitoring
All accounts are regularly monitored for potential fraud.

Ready to apply?

All you need is a valid ID, your Social Security number, and 15 minutes. Apply Now

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3 Money Lessons We All Learned from the Coronavirus

COVID-19 will have a lasting impact on how Americans handle our money. Here are the main lessons we’ve learned.