Insight
It’s Time to Start Saving for a Sunny Day
Rainy-day savings? Check. Now it’s time to get yourself a sunny-day savings account.
CashBack Checking Account
Put Cash Back In Your Hands
Get rewarded every time you make a signature purchase with your debit card. Earn up to 1.00% cash back1 on qualifying purchases.
A Checking Account That Rewards You With Cash Back
Earn up to 1.00% cash back1
Make money with signature-based debit card transactions.
No monthly maintenance fees
Keep more money in your pocket.
Unlimited domestic ATM fee reimbursement
Never worry about ATM fees again.
Here’s How Our CashBack Checking Beats Other Banks2
Axos Bank CashBack Checking | Chase Total Checking | Bank of America Advantage SafeBalance Banking | Chime Checking | |
|---|---|---|---|---|
1.00% cash back1 |
| |||
No maintenance fees |
| |||
Unlimited domestic ATM fee reimbursements/ no ATM fees |
| |||
Debit card management |
|
|
|
|
Discover a Checking Account That Rewards Your Wallet
Get More From Your Checking Account
- Send money to friends easily.
- Never skip a bill with Bill Pay.
- Check your credit score.
- Stay updated with real-time alerts.
- Secure your account with face, touch, or voice ID.
CashBack Checking Is Better With the App
ATM fees? Not with us.
Get unlimited domestic ATM fee reimbursements. Find an ATM near you with our ATM locator.
CashBack Checking FAQs
What is a CashBack Checking account?
CashBack Checking from Axos Bank lets you earn up to 1.00% cash back on all signature-based debit card transactions. You also get unlimited ATM fee reimbursements, no monthly maintenance fees, and unlimited check-writing privileges.
How do I open a CashBack Checking account online?
It’s easy! You can apply for a CashBack Checking account online or through our mobile app.
What do I have to do to earn 1.00% cash back from my checking account?
Axos Bank makes it easy to earn up to $2,000 cash back each month.1 Simply meet our balance requirements and be sure to select the signature option for your debit card transactions.
For your balance, you must maintain a $1,500 average daily balance in your CashBack Checking account. If your balance falls below $1,500, you’ll earn 0.50% instead of 1.00%.
Please note: You can earn up to a maximum of $2,000 per month in cash back.
Are there any fees with CashBack Checking?
Great news: Axos Bank CashBack Checking has no annual fee and no monthly maintenance fees. The account also provides unlimited domestic ATM fee reimbursements – score!
Ready to apply for a
CashBack Checking account?
Articles & Tools
Tool
APY Interest Calculator
Use our APY Interest Calculator to see how our competitive interest rates can help your money grow faster.
Insight
How to Trick Yourself Into Spending Less Money
We put together our top tips on how to trick your brain into spending less money – without going to extremes.