Features
- Earn up to 1.25% APY*
- Unlimited domestic ATM fee reimbursements
- No overdraft or non-sufficient fund fees
- No maintenance fees
- No monthly minimum balance requirements
- $50 minimum balance to open an account
See what you can earn.
CalculateRewards Checking
| Tier | APY* | Rate |
|---|---|---|
| Receive monthly direct deposits totaling $1,000 or more | 0.4166% | 0.4166% |
| Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) | 0.4166% | 0.4166% |
| Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction) | 0.4166% | 0.4166% |
| Total | 1.25% |
Download the app to open an account today
Digital Banking Tools
Digital Banking Tools
- Free Mobile Deposit - Deposit checks anytime, anywhere using your computer or mobile device.
- Mobile Banking - Download our mobile app to manage your accounts anytime. Available for iPhone and Android devices.
- Online Bill Pay - Bye-bye, missed payments. Manage all of your bills within one dashboard.
- No-Hassle Switch Kit - Switching from your current bank? Our step-by-step checklist makes it simple and stress-free.
Security You Can Count On
Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
2-Step Authentication
For identity verification, we ask questions that only you know the answer to, or we'll send a security code to your registered device.
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection and/or use of your accounts.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Usernames and Passwords
We do not and will not share your usernames or passwords.
Ready to apply?
All you need is a valid ID, your Social Security Number, and 15 minutes.
Apply Now
