Personal

Rewards Checking

Low fees and higher interest mean more money in your pocket. Earn up to 1.25% APY while enjoying a suite of digital tools for smarter money management. This is banking, redefined.

Download the app to open an account today

Digital Banking Tools

Free Mobile Deposit - Deposit checks anytime, anywhere using your computer or mobile device.
Mobile Banking - Download our mobile app to manage your accounts anytime. Available for iPhone and Android devices.
Online Bill Pay - Bye-bye, missed payments. Manage all of your bills within one dashboard.
No-Hassle Switch Kit - Switching from your current bank? Our step-by-step checklist makes it simple and stress-free.

Open an Account

Our Rates

Open today, compound tomorrow

Earn Up To 1.25% APY* with Rewards Checking.The more conditions you meet, the more interest you earn. For example, one condition will earn 0.4166%. Two conditions will earn 0.8332%. Meet all three conditions and you will earn the full 1.25% APY*

Our Rates
Condition(s)	APY*
Receive monthly direct deposits totaling $1,000 or more	Earn 0.4166%
Use your Axos Visa^® Debit Card for a total of 10 transactions per month (min $3 per transaction)	Earn 0.4166%
Use your Axos Visa^® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction)	Earn 0.4166%
	TOTAL: 1.25%

Security You Can Count On

Anti-Virus and Malware Protection

We execute regular updates to detect and prevent viruses and malicious software.

SSL Encryption

Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.

2-Step Authentication

For identity verification, we ask questions that only you know the answer to, or we'll send a security code to your registered device.

Automatic Logout

Inactive sessions are automatically logged out to prevent unauthorized data collection and/or use of your accounts.

Account Monitoring

All accounts are regularly monitored for potential fraud.

Usernames and Passwords

We do not and will not share your usernames or passwords.

Ready to apply?

All you need is a valid ID, your Social Security Number, and 15 minutes. Apply Now

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