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Features

  • Earn up to 1.25% APY*
  • Unlimited domestic ATM fee reimbursements
  • No overdraft or non-sufficient fund fees
  • No monthly maintenance fees
  • No minimum balance requirements
  • Minimum Balance Required to Open the Account: $ 50.00

Rewards Checking

Rewards Checking
Tier APY* Rate
Receive monthly direct deposits totaling $1,000 or more 0.4166% 0.4166%
Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) 0.4166% 0.4166%
Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction) 0.4166% 0.4166%
Total 1.25%

Innovative Banking Features

Refer a Friend

Invite a friend to join you and enjoy a better banking experience. What's in it for you? Besides the satisfaction of helping other save money? You and your friend can score $20 for every qualified referral you make.

Peer-to-Peer Payments

Pay your friends directly, fast! All you need is their mobile number or email. It's easy!

Account Alerts

Turn on alerts to keep you in the know about your account. You can choose to receive them through text, push notification, or email -- it's up to you.

Debit Card Management

Activate, deactivate, or reactivate your debit card, request a replacement card, or set a travel alert. All from your device. Debit card management made easy.

Biometric Identification

Your security is our top priority. You can now confirm your identity on your mobile device with voiceprint, fingerprint, or facial recognition.

Automate Your Bills

Never miss a bill payment again. With Bill Pay, you can automate your entire bill payment process.

Security You Can Count On

 
Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
 
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
 
2-Step Authentication
For identity verification, we ask questions that only you know the answer to, or we'll send a security code to your registered device.
 
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection and/or use of your accounts.
 
Account Monitoring
All accounts are regularly monitored for potential fraud.
 
Usernames and Passwords
We do not and will not share your usernames or passwords.

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