Next-level banking?
Yeah, we got that.
Up to 1.25% APY.* No fees. Unlimited ATM fee reimbursements. View Rates
Best Overall Bank Checking Account
Forbes Advisor
Best Checking Account for High Interest
NerdWallet
Best Checking Account Overall
Motley Fool's The Ascent
Only for the cool kids.
Think checking accounts are boring? Think again. While other banks sleep on APYs, we craft ours with an extra kick.
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account
Rewards Checking
| Tier | APY* | Rate |
|---|---|---|
| Receive monthly direct deposits totaling $1,000 or more | 0.4166% | 0.4166% |
| Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) | 0.4166% | 0.4166% |
| Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction) | 0.4166% | 0.4166% |
| Total | 1.25% | Apply Now |
Manage money
like a boss.
Banking is
better with friends.
Digital tools at your fingertips.
Our innovative online banking platform offers all the features you need to make banking easier and better.
Sync all financial accounts into one dashboard
Chat 24/7 with a virtual financial assistant
Analyze your spending behavior
Log in securely with biometric identification
Send payments and wire transfers quickly
Automate your bill payments
Your money is protected.
We double-check your identity to confirm your activity is authorized.
Our latest encryption ensures your data remains private and secure.
We execute regular updates to prevent viruses and malicious software.
Inactive sessions are automatically logged out to prevent unauthorized use of your accounts.
All accounts are regularly monitored for potential fraud.
Ready to apply?
All you need is a valid ID, your Social Security Number, and 15 minutes.