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Portfolio Loan Benefits
Portfolio Loan Benefits

Our Portfolio Loan Program offers many benefits, including:

  • Loan amounts from $500,000 to $30 million
  • Underwriting flexibility
  • Cross Collateralization that reduces or eliminates down payments
  • Expanded guidelines and specialized features
  • Interest-only options
  • Non-Resident Alien Mortgages
  • Financing options for self-employed borrowers
  • Bridge financing
  • Pledged assets in lieu of cash

Why Is Axos Bank Nationally Recognized for Portfolio Loans

We are an industry-leading Portfolio Lender because we are experts at designing custom loans for unique financial needs and properties.

Some distinctive features of our Portfolio Loan program include:

  • Loan amounts of up to $30 million
  • We lend on investment properties, high land-to-home values, agency project condo financing, vacation homes and other unique properties are considered with no limits on acreage
  • Program that permits a title to be vested into an LLC, trust, partnership, or sub S corporation
  • Asset-Based Lending Programs that allow 90% LTV (loan-to-value ratio) with pledged assets
  • Permits purchase of a home with no money down, through cross collateralization of a free and clear property (restrictions apply)

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What our customers are saying

"My husband and I were first-time home buyers, and got a loan with Axos Bank. Gary was a fantastic loan officer and helped us with making sure we had everything we needed. He was extremely professional, knowledgeable and timely. "

Michelle | San Diego, CA

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