They are mortgages that offer greater flexibility and unique features. Portfolio loans don’t strictly follow conventional loan guidelines. They allow for a more common sense approach to lending based on each borrower’s distinct financial situation.
At Axos Bank, we understand that no two borrowers are the same. Mortgages are not either. We look at compensating factors to tailor mortgage solutions for borrowers with complex financial structures, high loan amounts, and unique properties. They are also used to meet the special needs of foreign national borrowers.
We are an industry-leading Portfolio Lender because we are experts at designing custom loans for unique financial needs and properties.
Some distinctive features of our Portfolio Loan program include:
“Melissa and Jane are a great team, answered all my questions and closed my loan in less than 30 days exceeding my goal. ”
Mortgage bankers encounter unique complications when dealing with natural disasters.
$3 here and $10 there may not seem like much, but over time these fees will take large chunks out of your hard-earned cash.
Emergency fund or new opportunities? We’ll help you decide how much money to keep in savings.