Lower My Payment

We offer programs that can save you money and help you meet your financial goals. Improve cash flow. Minimize mortgage interest. Create financial breathing space. Lower your monthly mortgage payment by refinancing your current mortgage.

To learn more call 888-546-2634.

Axos Bank Refinance Options

A broad range of mortgage solutions designed to meet the needs of all types of borrowers.

Adjustable Rate Mortgage: One of the lowest interest rates available. Low monthly payments during the initial years of the loan.
Fixed Rate Mortgage: A low interest rate locked in for the life of the loan. Shields you from rising interest rates and larger monthly payments.
FHA Refinance: The stability of a fixed-rate, government-backed loan. Available for both FHA and non-FHA borrowers.
VA Refinance: Low interest rates and affordable monthly payments. Available to military members, veterans, and certain other individuals.

Instant Mortgage Rate Quote

Type of Home Loan

Will loan pay off a 2nd mortgage?

Were 2nd mortgage proceeds used to purchase the property?

Property Type

How will this property be used?

Credit Score

Escrow/Impounds?

Are you a qualified veteran?

Loan Amount

Purchase Price

Home Value

Property Zip Code

First Name

Last Name

Phone Number

City County State

Do You Have Other Refinance Goals?

In addition to lowering your monthly payment, a refinance can also be used to:

Finance home improvements
Lock in a low interest rate
Consolidate high-interest debt
Pay off your loan faster

After you apply, an Axos mortgage professional will help you explore all of your refinance options and find a mortgage that fits your individual needs and goals.

Apply Now

Articles & Tools

Name: Refinance to Lower Monthly Mortgage Payments
Brand: Axos Bank

View All

Tab Title

Natural Disasters and Mortgage Banks

Mortgage bankers encounter unique complications when dealing with natural disasters.

Read Article

Tab Title

4 Ways Bank Fees Steal Your Wealth

$3 here and $10 there may not seem like much, but over time these fees will take large chunks out of your hard-earned cash.

Read Article

Tab Title

How Much Money Should I Keep in Savings?

Emergency fund or new opportunities? We’ll help you decide how much money to keep in savings.

Read Article

Axos Bank Refinance Options

Instant Mortgage Rate Quote

Do You Have Other Refinance Goals?

Ready to apply?

Articles & Tools

Natural Disasters and Mortgage Banks

4 Ways Bank Fees Steal Your Wealth

How Much Money Should I Keep in Savings?