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Personal Loans

Get up to $50,000 for debt consolidation, home improvement, or any other major expense. See your personalized initial offer with no impact to your credit score.

The Bank Rate Awards 2022
  • Best in Personal Loans 2022

    Bankrate

  • Top 10 Digital Banks 2022

    Enterprise Management 360

  • One of the Best Online Banks 2022

    Forbes Advisor

Loan Features

  • Amounts from $5,000 to $50,000 and
    terms from 3 to 6 years*
  • Get your money within 2 days of the
    final loan agreement
  • Initial prequalified offers have no impact
    on your credit score
  • Rates and payments are fixed and do
    not change over the life of the loan
  • No pre-payment penalties

Do You Need a Personal Loan?

Here are the top four reasons customers choose a personal loan from Axos Bank.

Debt Consolidation

Consolidating higher-interest credit cards and other loans into one easy-to-manage payment could save you money.

Home Improvements

From minor repairs to full room renovations, personal loans are the fast-financing option.

Large Expenses

Whether paying a medical bill, legal fee, or other large debt, a personal loan can help get you the money you need quickly.

Special Occasions

Weddings, vacations, family reunions and other special occasions can be expensive. A personal loan can help you manage the costs.

Get prequalified in minutes with no impact to your credit score.

Let’s get personal

Personal loans can be used to pay for virtually any kind of expense. As a form of “unsecured” financing, personal loans don’t require the backing of collateral, like a home or car.

For a deeper dive into how personal loans work, read our recent blog post.

See Your Prequalified Offer

It takes about 3 minutes to get your personalized loan options and rates – and getting prequalified won’t have an impact on your credit score.

Please have a valid ID and your social security number ready.

Questions? Please call us at 866-923-3625.

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Personal Loan Calculator

How much loan do you need? Use our calculator to determine loan amounts, term lengths, and interest rates, and find a monthly payment that works for you.