- Loan amounts from $5,000 to $50,000
- Term lengths of 3-6 years*
- Funding within 2 days of acceptance of final loan offer
- No collateral required
- Flexible lending criteria
- No pre-payment penalties
Why use a personal loan to consolidate your debt?
Enjoy the savings from a lower interest rate and the convenience of a single payment each month.
Lower Interest Rate
Moving your high-interest debt to a lower interest loan can offer significant savings. It can help you become debt-free sooner.
Lower Monthly Payment
Your monthly payment could be less with a lower interest rate. Enjoy a more flexible budget or additional money in your emergency fund.
Convenience of One Payment
Consolidating multiple debts into a single payment is convenient. Plus, it’s motivating to see a sizable reduction in your balance each month.
Set Payoff Date
With a set loan term and payment amount, you know when your debt will be retired. It’s a goal you can work toward every month.
Retire Your Debt Sooner
See a noticeable reduction in your balance instead of carrying the credit card debt for 15-20 years when you only make the minimum payment each month.
How can a Personal Loan be used to consolidate debt?
Consolidating your debt into a single personal loan can combine the savings of a lower interest rate with the convenience of a single payment each month.Read the Axos Blog
How much will I pay each month?
Use our Personal Loan Calculator to compare loan amounts, terms, and monthly payments. See how much you could potentially save by consolidating your debt with a personal loan at a lower interest rate.Personal Loan Calculator
What our customers are saying
"Loan was seamless"
"The Axos process of qualifying for, applying, and obtaining funding for a debt consolidation loan was seamless and the customer service and follow up was excellent start to finish."
Casa Grande, AZ