Why use a personal loan to consolidate your debt?

Enjoy the savings from a lower interest rate and the convenience of a single payment each month.

Lower Interest Rate

Moving your high-interest debt to a lower interest loan can offer significant savings. It can help you become debt-free sooner.

Lower Monthly Payment

Your monthly payment could be less with a lower interest rate. Enjoy a more flexible budget or additional money in your emergency fund.

Convenience of One Payment

Consolidating multiple debts into a single payment is convenient. Plus, it’s motivating to see a sizable reduction in your balance each month.

Set Payoff Date

With a set loan term and payment amount, you know when your debt will be retired. It’s a goal you can work toward every month.

Retire Your Debt Sooner

See a noticeable reduction in your balance instead of carrying the credit card debt for 15-20 years when you only make the minimum payment each month.

How can a Personal Loan be used to consolidate debt?

Consolidating your debt into a single personal loan can combine the savings of a lower interest rate with the convenience of a single payment each month.

Read the Axos Blog

How much will I pay each month?

Use our Personal Loan Calculator to compare loan amounts, terms, and monthly payments. See how much you could potentially save by consolidating your debt with a personal loan at a lower interest rate.

Personal Loan Calculator

What our customers are saying

"Loan was seamless"

"The Axos process of qualifying for, applying, and obtaining funding for a debt consolidation loan was seamless and the customer service and follow up was excellent start to finish."

Stan
Casa Grande, AZ

Ready to get started?

It takes about 3 minutes. Please have a valid ID and your Social Security number ready. For more information contact us at [email protected] or 866-923-3625.

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