Skip to main content


  • Loan amounts from $5,000 to $35,000
  • Term options: 1, 2, 3, 4, and 5 years*
  • No collateral required
  • Flexible lending criteria
  • Funding within 2 days of acceptance of final loan offer
  • No pre-payment penalties

Why use a personal loan as a home improvement loan?

The money from personal loans can be used for home renovations and repairs — just like home improvement loans.
Preliminary offers have no impact on credit score.

House icon

A personal loan is unsecured. No worries about using your home as collateral or whether your home equity percentage is high enough.

Cell phone with exclamation point icon

Fewer documents are required for a personal loan. It can be as little as your ID, credit report, proof of income, and the bank account for your loan deposit.

Dollar sign with checkmark icon

The costs associated with a personal loan are low. You can avoid the charges for an appraisal, title search, and other closing costs associated with a home loan.

Calendar icon

A personal loan can be approved within days. No need to wait weeks, if not months, to get your money through a home equity loan or mortgage refinance.

What are the minimum requirements for a Personal Loan?

A credit score of 720 or greater

Verifiable income

A loan amount of $5,000 to $35,000

Two years of well-established credit history

How much will I pay each month?

Use our Personal Loan Calculator to explore your loan options. Decide whether to update your kitchen or bathroom, get a new roof, put in hardwood floors, or upgrade your heating/air system. Compare loan amounts and terms to see monthly payment amounts.

Calculate a Personal Loan

Ready to get started?

it takes about 3 minutes. Please have a valid ID and your Social Security number ready. For more information contact us at [email protected] or 866-923-3625.

Get Started