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Features

  • Loan amounts from $5,000 to $35,000
  • Term options: 1, 2, 3, 4, and 5 years*
  • No collateral required
  • Flexible lending criteria
  • Funding within 2 days of acceptance of final loan offer
  • No pre-payment penalties

Why use a personal loan as a home improvement loan?

The money from personal loans can be used for home renovations and repairs — just like home improvement loans.
Preliminary offers have no impact on credit score.

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A personal loan is unsecured. No worries about using your home as collateral or whether your home equity percentage is high enough.

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Fewer documents are required for a personal loan. It can be as little as your ID, credit report, proof of income, and the bank account for your loan deposit.

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The costs associated with a personal loan are low. You can avoid the charges for an appraisal, title search, and other closing costs associated with a home loan.

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A personal loan can be approved within days. No need to wait weeks, if not months, to get your money through a home equity loan or mortgage refinance.

What are the minimum requirements for a Personal Loan?

A credit score of 720 or greater

Verifiable income

A loan amount of $5,000 to $35,000

Two years of well-established credit history

How much will I pay each month?

Use our Personal Loan Calculator to explore your loan options. Decide whether to update your kitchen or bathroom, get a new roof, put in hardwood floors, or upgrade your heating/air system. Compare loan amounts and terms to see monthly payment amounts.

Calculate a Personal Loan

Ready to get started?

it takes about 3 minutes. Please have a valid ID and your Social Security number ready. For more information contact us at [email protected] or 866-923-3625.

Get Started