- Loan amounts from $5,000 to $35,000
- Term options: 1, 2, 3, 4, and 5 years*
- No collateral required
- Flexible lending criteria
- Funding within 2 days of acceptance of final loan offer
- No pre-payment penalties
Why use a personal loan as a home improvement loan?
The money from personal loans can be used for home renovations and repairs — just like home improvement loans.
Preliminary offers have no impact on credit score.
No Equity Requirements
A personal loan is unsecured. No worries about using your home as collateral or whether your home equity percentage is high enough.
Fewer documents are required for a personal loan. It can be as little as your ID, credit report, proof of income, and the bank account for your loan deposit.
Lower Loan Costs
The costs associated with a personal loan are low. You can avoid the charges for an appraisal, title search, and other closing costs associated with a home loan.
Faster Loan Closing
A personal loan can be approved within days. No need to wait weeks, if not months, to get your money through a home equity loan or mortgage refinance.
What are the minimum requirements for a Personal Loan?
A credit score of 720 or greater
A loan amount of $5,000 to $35,000
Two years of well-established credit history
What our customers are saying
"Quick, easy, and secure"
"This is a whole new way of banking for me, and my experience was perfect! Quick, easy, and secure along with friendly and helpful assistance. I feel confident I made an excellent choice. Thanks!"
Sioux Falls, SD
How much will I pay each month?
Use our Personal Loan Calculator to explore your loan options. Decide whether to update your kitchen or bathroom, get a new roof, put in hardwood floors, or upgrade your heating/air system. Compare loan amounts and terms to see monthly payment amounts.Calculate a Personal Loan