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Features

  • Loan amounts from $5,000 to $35,000
  • Terms of 12, 24, 36, 48, and 60 months*
  • Preliminary offers will not impact your credit score
  • No collateral required
  • Funding within 1 to 2 business days of acceptance of final offer
  • No pre-payment penalties

Why use a personal loan for major purchases?

There are benefits to using a personal loan rather than credit cards or other types of financing.

Graph on a computer screen

Obtaining cash with a personal loan could offer a lower interest rate than what is available through a credit card.

Dollar sign inside circle

Your monthly payment could be less with a lower interest rate, which means more flexibility in your budget.

Stack of dollar bills

A single payment is convenient. Plus, it’s easy to track the reduction in your balance each month.

Calendar with dollar sign

With a set loan term, you know when your debt will be paid. It’s a goal you can work toward every month.

What are the minimum requirements for a Personal Loan?

A credit score of 720 or greater

Verifiable income

A loan amount of $5,000 to $35,000

Two years of well-established credit history

How much will I pay each month?

Use our Personal Loan Calculator to explore your loan options. Decide whether to update your kitchen or bathroom, get a new roof, put in hardwood floors, or upgrade your heating/air system. Compare loan amounts and terms to see monthly payment amounts.

Ready to get started?

It takes about 3 minutes. Please have a valid ID and your Social Security number ready. For more information, contact us at [email protected] or 866-923-3625.

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