- Loan amounts from $5,000 to $50,000
- Term lengths of 3-6 years*
- Preliminary offers will not impact your credit score
- No collateral required
- Funding within 1 to 2 business days of acceptance of final offer
- No pre-payment penalties
Why use a personal loan for major purchases?
There are benefits to using a personal loan rather than credit cards or other types of financing.
Lower Interest Rate
Obtaining cash with a personal loan could offer a lower interest rate than what is available through a credit card.
Lower Monthly Payment
Your monthly payment could be less with a lower interest rate, which means more flexibility in your budget.
One Monthly Payment
A single payment is convenient. Plus, it’s easy to track the reduction in your balance each month.
Set Payoff Date
With a set loan term, you know when your debt will be paid. It’s a goal you can work toward every month.
What our customers are saying
"I needed a quick medical loan and they provided in less than 48 hours. Brief call to confirm the details and it was no hassle. They transferred the money the next business day."
— Keith | Hoffman Estates, IL
“Excellent experience! From getting the rates, the application process, the completion of documents, to the receipt of the funds, this has been the easiest and most pleasant experience. No hassles whatsoever! I will definitely use Axos Bank for future needs.”
— Timothy | Citronelle, AL
"Great experience! It was fast and easy, very simple to complete the application. Loved that everything was done online and no unnecessary paperwork needed."
— David | Camden, SC
How much will I pay each month?
Use our Personal Loan Calculator to explore your loan options. Decide whether to update your kitchen or bathroom, get a new roof, put in hardwood floors, or upgrade your heating/air system. Compare loan amounts and terms to see monthly payment amounts.Calculate a Personal Loan