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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more protection? Access expanded coverage up to $240 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM. Learn More >

Among the Best Online Savings Accounts

Forbes Advisor 2022

Among the Best Online Banks 2022

Forbes Advisor 2022

Best Savings Account

GOBankingRates 2022


  • Earn up to 0.61% APY*
  • Free ATM card upon request
  • Suite of digital money management tools
  • No maintenance fees
  • No monthly minimum balance requirements

High Yield Savings Rates

High Yield Savings Rates
Balance APY* Rate
$0 - $9,999.99 0.61% 0.61%
$10,000 - $24,999.99 0.61% 0.61%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.25% 0.25%
>$100,000 0.15% 0.15%

Your APY is based on the tier in which your end-of-day balance falls and will apply to your full balance. APYs are subject to change.

Save money, make money.

Open an Account

Helpful Banking Features

Update your account beneficiaries.

We take care of you so you can take care of your loved ones. Update your account beneficiaries directly from online banking.

Get the latest updates.

Want to stay up-to-date on your accounts? Turn on alerts and get real-time updates on your account activity.

Cash(less) is king.

Manage your debit card easily from your banking dashboard. Activate, replace, set travel alerts – do it all online.

Stay secure with biometric identification.

Want an extra layer of protection? Set up voice, fingerprint, or face identification in the app settings.

Chat with your virtual financial assistant.

Got banking questions? Evo has answers! Evo is here to meet your banking needs, 24/7. Simply log in or text 761-761.

Security You Can Count On

2-Step Authentication

We double-check your identity to confirm your activity is authorized.

Anti-Virus and Malware Protection

Our bank network is locked and guarded to prevent malicious attacks.

Username and Password Security

No sharing here! Your usernames and passwords are safe with us.

128-Bit SSL Encryption

No intruders here. Our encryption ensures you have a secure, direct connection – and keeps your data private.

Automatic Logout

We automatically log out idle sessions to prevent sneaky actors from getting too friendly with your account.

Account Monitoring

Our system regularly monitors accounts to detect potential fraud.

Ready to apply?

All you need is a valid ID, your Social Security number, and 15 minutes.

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