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Sharing Is Caring

Love sharing Axos Bank with your friends? Now, you can get paid to do so!* Referring a friend is simple, easy, and fun.

Here's How It Works:

Step 1

Invite Your Friends

Log into your Online Banking account to get your unique referral link. Send the same link to as many friends as you'd like.

The more friends you refer, the more you'll earn.


Step 2

Get Paid

Once your friends add funds to their new Essential Checking account and meet additional requirements*, we'll deposit $20 into your account and theirs.


Step 3

Keep Earning

For each friend that adds funds to their new Essential Checking account and meets additional requirements*, you'll get a bonus deposit.


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If you like the sound of unlimited referral bonuses, Axos Bank may be right for you. Since 2000, we've been freeing customers from the constraints of traditional banks.

  • Little to no fees
  • High savings account rates
  • Automated bill payments
  • Advanced security features
  • Visa offers and perks
 

If you like the sound of unlimited referral bonuses, Axos Bank may be right for you.* Since 2000, we've freed customers from the constraints of traditional banks.

  • Little no fees
  • High savings account rates
  • Automated bill payments
  • Advanced security features
  • Visa offers and perks
 

FAQs

If your friend hates paying for bank fees, then they'll love Essential Checking - our zero-fee checking account. customers pay no service fees, no overdraft fees, no non-sufficient funds fees, and no minimum balance requirements. We even reimburse all domestic ATM fees and deposit paychecks up to two days early¹ with direct deposit.

No. To receive the $20 referral bonus, your friend must:

  • Apply for an Essential Checking account using your unique referral link
  • Approved to open the account
  • Add at least $500 in funds to their new account
  • Receive a direct deposit of at least $100

After your friend deposits $500 in new funds to their account and maintains an average daily balance of $500 for a full calendar month, we'll deposit $10 into your account and theirs. If your friend receives a direct deposit of at least $100 and continues to maintain an average daily balance of $500 for the next month, we'll deposit the last $10 into your account and theirs.

Your friend is eligible to receive a referral if:

  • They have never owned an Axos Bank account
  • They are approved to open an Axos Bank account
  • They use your unique referral link

Note: You are not eligible to receive a referral bonus if you refer yourself.

Nope! Send referrals to as many people as you'd like.

Due to the confidential nature of the credit approval process, we cannot disclose:

  • Who has applied for an account at Axos Bank
  • Who has opened an account at Axos Bank
  • Whether someone's account application was approved or denied

Unfortunately, no. Your referral must use your unique link to participate in the referral program.