What are the benefits of a Rewards Checking account?

If your friend likes earning interest on their money, then they’ll love Rewards Checking, which includes up to 3.30% APY. Rewards Checking has zero monthly maintenance fees, zero overdraft or non-sufficient funds fees, and zero minimum monthly balance requirements. Plus, we reimburse all domestic ATM fees and offer online debit card management.

Will I automatically get the $100 after my friend opens an account?

Your friend must open a new Rewards Checking account using your unique referral link and complete $1,500 in direct deposit funding within 90 days. The $100 referral bonus will be deposited into your account within 21 days of your statement cycle end once your referred friend meets all eligibility requirements.

Who is eligible to be referred?

Your friend is eligible to receive a referral if: they have never owned an Axos Bank account, they are approved to open an Axos Bank account, and they use your unique referral link. Note: You are not eligible to receive a referral bonus if you refer yourself.

Is there a maximum number of referrals I can send?

Nope! You have unlimited referrals.

Will I be notified when my friend opens a new account?

Due to the confidential nature of the credit approval process, we cannot disclose: who has applied for an account at Axos Bank, who has opened an account at Axos Bank, or whether someone’s account application was approved or denied.

My friend opened a new account but didn’t use my referral link. Will I still get the referral bonus?

Unfortunately, no. Your referral must use your unique link to participate in the referral program.

My friend used the referral link to open multiple accounts. Will I get an additional bonus for each account?

No — only one bonus will be rewarded per friend referred.

Refer a Friend | Get up to $100 for Each Referral

Q: Which accounts can I recommend?

Right now, you can refer Rewards Checking through our referral program. We’ll keep you posted if this changes (please note that minors and trusts are not eligible to receive or share referrals).

Get Paid to Refer a Friend

Refer a friend to Axos Bank – and you’ll both get rewarded when they fund their new account.

How It Works

Invite Your Friends

Get Paid

Once your friend or family member opens an eligible account and meets its requirements, we'll put up to $100 in their account - and up to $100 into yours.*

Keep Earning

Let your influence grow. You earn up to $100 for each qualifying new Axos customer that uses your referral link.*

Refer a Friend

All in one App

Stay on top of your money. Anytime. Anywhere.

Finally—a bank that supports you. With the Axos app, managing finances is easy. Sync all your accounts to check balances, deposit checks, pay bills, and get custom account alerts quickly.

Frequently Asked Questions

Which accounts can I recommend?

Right now, you can refer Axos ONE, Axos Checking, and Summit Savings accounts through our referral program. We’ll keep you posted if this changes (please note that minors and trusts are not eligible to receive or share referrals).

Will I automatically get the reward after my friend opens an account?

Have a friend open a new qualifying account using your unique referral link. Your friend must complete the needed requirements based on the product they choose. The referral bonus will be deposited into your account within 21 days of your statement cycle end once your referred friend meets all eligibility requirements.

I opened a new account, but I didn't use the referral link. Will I still get the bonus?

Only referrals using the unique program link will qualify to participate in the program. To make sure you receive your reward, the referrer's unique link must be used during account opening.

Give up to $100, Get up to $100