Mortgage Calculator

With low mortgage rates and a broad range of mortgage products, Axos Bank is your home for mortgage solutions. Use our home loan calculator to estimate your monthly mortgage payment based on the loan amount and options you select.1

Today’s Mortgage Rates

Select Purchase or Refinance to get started

Purchase Rates
Refinance Rates

Mortgage Loan Terms

  • Amortization: The process of paying off a debt over time through fixed monthly payments. Each payment is broken down into interest and principal portions.

  • Adjustable Rate Mortgage (ARM): A type of mortgage that has the same interest rate for a fixed number of years, but then allows an annual adjustment to the interest rate after the fixed rate period ends.

  • Down Payment: The upfront payment of a portion of the home purchase price.

  • Fixed Rate Mortgage: A type of mortgage that has the same interest rate throughout the entire loan term.

  • HOA Fees: Monthly fees paid by the borrower to a homeowners association (HOA) for the use of common areas as well as the maintenance and improvement of the complex.

  • Homeowner's Insurance: A type of insurance that pays for the damage or loss of your home and belongings.

  • Home Purchase Price: The purchase price of a home.

  • Interest Rate: A percentage of the loan amount paid to the lender.

  • Loan Amount: The total amount you want to borrow from the lender.

  • Loan Term: The number of years a borrower makes monthly payments towards a home loan.

  • P&I: The monthly mortgage payment that includes amounts for principal and interest.

  • PITI: The monthly mortgage payment that includes amounts for principal, interest, property taxes, and homeowner's insurance.

  • Property Tax: An annual tax paid to the local government based on the value of the property.

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Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

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Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment or loan advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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